New rules could lead to you paying high upfront costs to see a financial adviser.

If you are used to getting "free" advice on money matters, you could be in for a shock at the end of this year. Financial regulators are bringing in rules that are designed to make the costs associated with money management more transparent, but these could lead to you paying high upfront costs to see a financial adviser. The changes are part of something called the Retail Distribution Review (RDR), which has been widely reported in the specialist press, but the implications are still not clear to many ordinary consumers. The review will lead to huge changes for anyone who uses a financial adviser, and even to some who don't.....Read more here: Free financial advice is about to disappear - Telegraph