Parents should be careful when clearing a grown up son or daughter's loan that they are not signing up their own card to pay off any future debts. "Sarah" has a 27-year old son and faced a dilemma when in March last year he came to her, saying he owed money to a number of payday loan firms. She told Radio 4's Money Box programme: "My son had got into difficulties with various debt companies." "I suggested I would pay them all off for him using my debit card and he would then repay me."....Read more here---: BBC News - Can paying a relatives loan put you at risk?