A decision over whether action should be taken against firms making unsolicited loan offers is due from the fair trading regulator later.
The Office of Fair Trading (OFT) must decide whether to intervene following a super-complaint from Citizens Advice.

The group said that unscrupulous firms were charging hefty up-front fees after offering to find loans for people who were desperate for cash.
Some loans failed to materialise and calls to the firms were expensive.

Citizens Advice said that the current economic conditions were providing "fertile ground" for rogue credit businesses, with many households facing financial difficulties.

The charity said it had spoken to people in England, Wales and Scotland who had suffered at the hands of unscrupulous credit......Read more here