Personal insolvencies rocketed among married middle class and skilled working class UK citizens to 10.34 per cent of all cases last year, the highest rise of any social group, according to Experian.

Despite the rise, new figures revealed that citizens in this group, which were typically found in city centre office jobs or on the shop floor of large assembly plants, stood a below-average chance of becoming insolvent.

Credit reference agency Experian also revealed that instances of personal insolvency continued to be most frequent among more disadvantaged groups.

Families with a history of welfare dependence were particularly vulnerable, accounting for 8.1 per cent of personal insolvencies and becoming insolvent at nearly twice the average UK rate, despite representing just 4.52 per cent of the population.

However insolvency rates fell for the groups most at risk, bucking the trend experienced by the married middle and skilled working classes.

Simon Waller, head of collections at Experian in the UK and Ireland, commented: "While it is encouraging to see a small reduction in personal insolvency levels across the UK, there are certain sections of society that continue to face ongoing difficulties. The recession hit different people and communities at different stages and some are finding it harder to shake off its effects."

Young, single professionals and middle income earners also experienced slightly annual increase of personal insolvencies last year to 6.36 per cent.

Meanwhile married people approaching retirement age, commonly found living in communities which were historically dependent on mines, mills and assembly plants for their livelihood, saw insolvencies rise to 9.45 per cent of all personal insolvency cases in 2010.

(Info from: Credittoday)