Flossy UE Diary & YB Hassle

[Never-In-Doubt]

Re: Flossy UE Diary & YB Hassle

Update on EGG - Now BARCLAYCARD

Just checked my documents and no letters have been sent to them apart from the CCA in January!Should this have been followed up with a CCA not UE letter?

Ignore this

[Flossy]

Re: Flossy UE Diary & YB Hassle

HALIFAX / WESCOT - Sent £1 PO for CCA which Wescot wouldnt accept and sent it back a few times saying that they were not the creditors for this account and to make it payable to Halifax even though they are the ones who take payments, etc for your account with their own new account no...

Its now been passed to Robinson Way Limited Debt Collectors. They have sent 2 letters. 28.3.12 - FORMAL DEMAND FOR PAYMENT. Saying that their client has authorised them to recover the full amount owed or they will start court action.

Next letter from them 6.4.12 - NOTE...IMMEDIATE ACTION REQUIRED. That the debt is in their hands to collect and to call them or further action may be taken to collect the full amount.

----------->Account Sold whilst in Dispute

UPDATE - above In 2 Deep advised me on. (Thanks In 2 Deep);-) sent 25 April 2012. No reply yet.

[Never-In-Doubt]

Re: Flossy UE Diary & YB Hassle

Should I write another letter to ?????Ive run out of people to write to!!!!

I think it's high time you went right to the top, ie the CEO's of both companies and also copy in Trading Standards and also send an email to a few press associations, such as Sky/BBC and actually mention this in your senior complaint.

[Flossy]

Re: Flossy UE Diary & YB Hassle

Hi,

Hope everyone is well.

I have still got the Creation letter to deal with as detailed above. They said they would investigate it with SCS and that they say the furniture just needs recovering and its not a manufacturing issue!

Update on EGG - Now BARCLAYCARD

Previously - They replied to CCA dated 30 January and the Boss said it was UE.

3 February they said they had completed their obligations under section 78.

29 March They wrote again to let me know that they had not received any payments from me and that we had a reduced repayment plan with me that payments would reach them every month (dont remember that!!!)and that now the full amount is now due.

1 May Which says that I have not complied with the recent Default Notice and the outstanding balance is now due and not paying this will accrue interest.

Just checked my documents and no letters have been sent to them apart from the CCA in January!Should this have been followed up with a CCA not UE letter?

[Flossy]

Re: Flossy UE Diary & YB Hassle

Had a letter off Creation today for the nice sofa I have with stitching undone but at least not collapsed completed like the last one..

They say that they will knock off all their annual charges (hasnt been a year and had 4) if I pay the amount out right. They waffle on (bit like me) about SCS say I wont let them replace the 3/4 of it that would need re covering as they cant get hold of me and then they say in the same paragraph that SCS says there isnt a fault with the sofa!!!!

A lots of

Should I write another letter to ?????Ive run out of people to write to!!!!

[Flossy]

Re: Flossy UE Diary & YB Hassle

Ok

Send one letter with both account numbers on. Send the template as detailed in last post.

See, easy when you spell it out in short messages. The long ones makes it hard to follow

Why didnt you just say that in the first place!

Ive got things off to Gilly by the way and just need to send a few details by email.. Im waiting for her to finish reading my medical history!

[Never-In-Doubt]

Re: Flossy UE Diary & YB Hassle

Ok

Send one letter with both account numbers on. Send the template as detailed in last post.

See, easy when you spell it out in short messages. The long ones makes it hard to follow

[Flossy]

Re: Flossy UE Diary & YB Hassle

Yes, it is the MBNA account!

Is there more than one? Not virgin, lets keep that as virgin (the above is virgin anyway)

Your confusing me now!

Stop being naughty Boss....

MBNA is the same as virgin but 2 separate a/c's and 2 different amounts owing (Vigin the biggest) Dont comment!

MBNA replied to CCA and you said UE and Virgin didst reply but both have gone to Arden. So, are they different letters?

[Never-In-Doubt]

Re: Flossy UE Diary & YB Hassle

Is this the same for MBNA? BOSS?

Yes, it is the MBNA account!

Is there more than one? Not virgin, lets keep that as virgin (the above is virgin anyway)

[Flossy]

Re: Flossy UE Diary & YB Hassle

Take the above, for example.

All you had to do was this.



That's all we need to see.....

I would then respond within minutes as follows:

In this instance, send this back:---> Our Templates | Unenforceability Templates | Threat by Creditor - Threat-o-Gram Letter Before Action

Is this the same for MBNA? In 2 Deep / IF / BOSS?

[Never-In-Doubt]

Re: Flossy UE Diary & YB Hassle

I knew that too .....

[Flossy]

Re: Flossy UE Diary & YB Hassle

Take the above, for example.

All you had to do was this.



That's all we need to see.....

I would then respond within minutes as follows:

In this instance, send this back:---> Our Templates | Unenforceability Templates | Threat by Creditor - Threat-o-Gram Letter Before Action

I knew that too .....

[Never-In-Doubt]

Re: Flossy UE Diary & YB Hassle

I have already sent that letter on the 23rd April after talking to IF... I just checked and was recorded.

Ok so it's crossed in post, wait and see what they do next

[Flossy]

Re: Flossy UE Diary & YB Hassle

It's not IF - it's in 2 Deep helping here

I knew that!!!!

[Flossy]

Re: Flossy UE Diary & YB Hassle

Send them this--> Our Templates | Unenforceability Templates | Threat by Creditor - To Commence Litigation

I have already sent that letter on the 23rd April after talking to IF... I just checked and was recorded.