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  • thetinman
    replied
    Re: thetinman diaries

    Originally posted by Never-In-Doubt View Post
    All you sent is the cca, did they send you any terms or a cover letter? if so please send a copy.

    Thanks
    Sorry that's all I got in 2004 when I originaly had the loan, I have not sent off for a cca off them yet just thought I would check if it's worth sending off for one if they are only gonna send the same one back to me.
    Sorry if I have wasted your time but I was told to send you a copy of my original one for you to check if it was worth sending off a cca request.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: thetinman diaries

    Originally posted by thetinman View Post
    I have emailed niddy the northern rock cca,
    All you sent is the cca, did they send you any terms or a cover letter? if so please send a copy.

    Thanks

    Leave a comment:


  • Deepie
    replied
    Re: thetinman diaries

    Originally posted by thetinman View Post
    Thanks in 2 deep letter posted, should I send barclaycard a
    CCA Reminder - Unenforceability Threat letter on both accounts has they have gone over the 12+2 days and all they sent me was a letter saying will send one soon or should I just wait.
    Thanks for all your help.
    Just sit and wait........
    Last edited by AAD-LinkEditor; 10 January 2012, 09:19.

    Leave a comment:


  • thetinman
    replied
    Re: thetinman diaries

    Originally posted by in 2 deep View Post
    Yes I would
    Thanks in 2 deep letter posted, should I send barclaycard a
    CCA Reminder - Unenforceability Threat letter on both accounts has they have gone over the 12+2 days and all they sent me was a letter saying will send one soon or should I just wait.
    Thanks for all your help.
    Last edited by AAD-LinkEditor; 10 January 2012, 09:18.

    Leave a comment:


  • Deepie
    replied
    Re: thetinman diaries

    Originally posted by thetinman View Post
    I have emailed niddy the northern rock cca, do I send capitol 1 this letter

    CCA Query - Missing Prescribed Terms
    Yes I would
    Last edited by AAD-LinkEditor; 10 January 2012, 09:17.

    Leave a comment:


  • thetinman
    replied
    Re: thetinman diaries

    I have emailed niddy the northern rock cca, do I send capitol 1 this letter

    CCA Query - Missing Prescribed Terms
    Last edited by AAD-LinkEditor; 10 January 2012, 09:17.

    Leave a comment:


  • thetinman
    replied
    Re: thetinman diaries

    Originally posted by Never-In-Doubt View Post
    Stop payments if you're happy to do so, only you can decide whether that is best.

    If it is then obviously I would stop paying, it were me
    Cheers niddy I think I will stop payments and see what they send, do I need to send capital 1 anything after the cca they sent me, and do you want me to send you my northern rock cca that is a copy of the original I got when I had the loan in 2004.
    Thanks again for all your help.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: thetinman diaries

    Originally posted by thetinman View Post
    Do I keep paying the token payments to barclays till they reply or stop, and thanks for the replies to my posts, I will do as you say.
    Stop payments if you're happy to do so, only you can decide whether that is best.

    If it is then obviously I would stop paying, it were me

    Leave a comment:


  • thetinman
    replied
    Re: thetinman diaries

    Originally posted by in 2 deep View Post
    Do nothing wait for it to come
    Do I keep paying the token payments to barclays till they reply or stop, and thanks for the replies to my posts, I will do as you say.

    Leave a comment:


  • Deepie
    replied
    Re: thetinman diaries

    Originally posted by thetinman View Post
    Littlewoods

    Type of account (mail order cat)

    Date commenced. pre 97

    Approx balance. 3,000

    Date last paid. oct 2009

    Not paying

    Status (in arrears)

    Account owner. shop direct

    cca sent, letter sent back saying no cca but please keep paying
    Originally posted by thetinman View Post
    grattan

    Type of account (mail order cat)

    Date commenced. 2000

    Approx balance. 800

    Date last paid. oct 2009

    Not paying

    Status (in arrears)

    Account owner. grattan

    cca sent, letter sent back no cca
    Well done again keep those letter's safe you know which letter to send if they contact you CCA Query - Letter Previously Confirming No CCA
    Last edited by AAD-LinkEditor; 10 January 2012, 09:16.

    Leave a comment:


  • Deepie
    replied
    Re: thetinman diaries

    Originally posted by thetinman View Post
    northern rock

    Type of account (loan)

    Date commenced. 2004

    Approx balance. 15,000

    Date last paid. oct 2009

    paying £1 token payment

    Status (in arrears)

    Account owner. northern rock

    got this over the internet in 2004, they sent me a agreement in 2004 which I signed and it is the only original agreement I have a copy of which I kept for some sad reason, dont think its worth a cca check.
    Send it to Niddy for a look please

    Leave a comment:


  • Deepie
    replied
    Re: thetinman diaries

    Originally posted by thetinman View Post
    mbna

    Type of account (credit card)

    Date commenced. 2000

    Approx balance. 4,000

    Date last paid. oct 2009

    not paying

    Status (default)

    Account owner. mbna

    cca sent, letter sent back saying cant find cca so
    Well Done keep that letter safe if anybody hassel's you send this
    CCA Query - Letter Previously Confirming No CCA
    Last edited by AAD-LinkEditor; 10 January 2012, 09:15.

    Leave a comment:


  • Deepie
    replied
    Re: thetinman diaries

    Originally posted by thetinman View Post
    Cahoot

    Type of account (flexi loan)

    Date commenced (2001)

    Approx balance. 6,000

    Date last paid (oct 2009)

    paying £1 token payment

    Status (default)

    Account owner. santander

    dont think its worth cca this because it was opened over internet and I dont think I was ever sent a cca to sign.
    Yes it is worth sending a CCA request

    Leave a comment:


  • Deepie
    replied
    Re: thetinman diaries

    Originally posted by thetinman View Post
    Barclaycard 2

    Type of account (credit card)

    Date commenced. 2001

    Approx balance. 8500

    Date last paid. oct 2009

    paying £1 token payment

    Status (default)

    Account owner. barclaycard

    cca sent, letter sent back saying will send soon
    Same as above sit and wait

    Leave a comment:


  • Deepie
    replied
    Re: thetinman diaries

    Originally posted by thetinman View Post
    Barclaycard 1

    Type of account (credit card)

    Date commenced. 2001

    Approx balance. 9000

    Date last paid. oct 2009

    paying £1 token payment

    Status (default)

    Account owner. barclaycard

    cca sent, letter sent back saying will send soon
    Do nothing wait for it to come

    Leave a comment:

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