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  • #91
    Re: What2donext / UE Diary

    Originally posted by swanfan View Post
    Yep send that to them--> Unenforceability Templates - Section 1

    Send the CCA request & postal order back with it.
    Thanks Swanfan

    Comment


    • #92
      Re: What2donext / UE Diary

      Originally posted by what2donext View Post
      Marks & Spencer Credit Card (Mrs)
      Date Commenced - 5.5.98
      Approx. Balance - £2834
      Last Full Payment paid - 26.5.11
      DMP Payment paid - 22.6.11 (no more payments being made)

      07/07/11 CCA request sent
      21/07/11 Received CCA but looks like its application form and terms and conditions, delivered by recorded delivery printed name not signed, will email cover letter and application/cca to Niddy
      24/07 11 Niddy says presume it is
      25/07/11 CCA Query terms and conditions received letter sent by recorded delivery
      09/08/11 Received letter with further copy of same application form and terms in response to CCA Query terms and conditions letter stating "M&S Money believe that your agreement is legally enforceable"
      What do we respond with? or do we just ignore !

      Comment


      • #93
        Re: What2donext / UE Diary

        Originally posted by what2donext View Post
        What do we respond with? or do we just ignore !
        Ignore for now
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

        Comment


        • #94
          Re: What2donext / UE Diary

          Originally posted by Never-In-Doubt View Post
          Ignore for now
          Cheers Niddy will do

          Comment


          • #95
            Re: What2donext / UE Diary

            Originally posted by what2donext View Post
            Sygma/Creation Credit Card (Mrs)
            Dated Commenced - 25/5/06
            Approx. Balance - £5297
            Last Full Payment Paid - 23/5/11
            DMP Payment Paid - 22/6/11 (no more payments being made)

            07/07/11 CCA request sent
            06/08/11 Recieved letter with CCA request and postal order in asking for a signature before they can process as part of security procedure
            08/08/11 CCA Request-Demand of Signature by Creditor letter sent
            13/08/11 Recieved letter with CCA request & postal order returned again, also containing CCA Request Demand of Signature by Creditor letter, stating
            "Whilst we acknowledge the fact that the Consumer Credit Act 1974 does not require that you supply a copy of your signature before response with a s77/78 request, the data protection principles under the Data Protection Act 1998 (as amended fron the original Data Protection Act 1984) requires us to excercise proper security with the disclosure of personal data.
            I return your original copy of which i have kept for our records,and should be grateful if you would sign it.Alternatively,if you cannot sign it,please send me appropriate copy documentationto prove the bona fides of this request
            In the meantime i will assemble the neccesary documentation which will be released upon receipt of your response validating this enquiry"
            Can someone please advise as what to do next, thanks in advance
            Last edited by what2donext; 13 August 2011, 11:49.

            Comment


            • #96
              Re: What2donext / UE Diary

              Originally posted by what2donext View Post
              Can someone please advise as what to do next, thanks in advance
              Send this--> Unenforceability Templates - Section 1

              Include CCA request & cheque/postal order if they sent these back.

              Comment


              • #97
                Re: What2donext / UE Diary

                Originally posted by swanfan View Post
                Send this--> Unenforceability Templates - Section 1

                Include CCA request & cheque/postal order if they sent these back.
                Thanks Swanfan but we have already sent this letter along with our original CCA request and postal order on the 8.8.11, they have sent both letters back, sorry did'nt make it clear in last post.

                Comment


                • #98
                  Re: What2donext / UE Diary

                  Originally posted by what2donext View Post
                  Thanks Swanfan but we have already sent this letter along with our original CCA request and postal order on the 8.8.11, they have sent both letters back, sorry did'nt make it clear in last post.

                  send this > Follow-Up to Signature Request Refusal
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment


                  • #99
                    Re: What2donext / UE Diary

                    Originally posted by in 2 deep View Post
                    Thanks, In 2 Deep but there is no letter there when i go to link it just says this will come later.

                    Comment


                    • Re: What2donext / UE Diary

                      Sorry it's this next one up Signature Request - Formal Response
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                      Comment


                      • Re: What2donext / UE Diary

                        Originally posted by in 2 deep View Post
                        Sorry it's this next one up Signature Request - Formal Response
                        Thanks again In 2 Deep - Will get it done and sent first thing monday

                        Comment


                        • Re: What2donext / UE Diary

                          Originally posted by what2donext View Post
                          Thanks Swanfan but we have already sent this letter along with our original CCA request and postal order on the 8.8.11, they have sent both letters back, sorry did'nt make it clear in last post.
                          No, you made it clear enough. It's me who should apologise for not reading your post properly. Bad swanny.

                          Comment


                          • Re: What2donext / UE Diary

                            Originally posted by swanfan View Post
                            No, you made it clear enough. It's me who should apologise for not reading your post properly. Bad swanny.
                            No Problem Swanny

                            Comment


                            • Re: What2donext / UE Diary

                              All quiet here?

                              Any updates to offer....
                              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                              Comment


                              • Re: What2donext / UE Diary

                                Originally posted by what2donext View Post
                                Sygma/Creation Credit Card (Mrs)
                                Dated Commenced - 25/5/06
                                Approx. Balance - £5297
                                Last Full Payment Paid - 23/5/11
                                DMP Payment Paid - 22/6/11 (no more payments being made)

                                07/07/11 CCA request sent
                                06/08/11 Recieved letter with CCA request and postal order in asking for a signature before they can process as part of security procedure
                                08/08/11 CCA Request-Demand of Signature by Creditor letter sent
                                13/08/11 Recieved letter with CCA request & postal order returned again stating
                                "Whilst we acknowledge the fact that the Consumer Credit Act 1974 does not require that you supply a copy of your signature before response with a s77/78 request, the data protection principles under the Data Protection Act 1998 (as amended fron the original Data Protection Act 1984) requires us to excercise proper security with the disclosure of personal data.
                                I return your original copy of which i have kept for our records,and should be grateful if you would sign it.Alternatively,if you cannot sign it,please send me appropriate copy documentationto prove the bona fides of this request
                                In the meantime i will assemble the neccesary documentation which will be released upon receipt of your response validating this enquiry"
                                15/08/11 Signature Request - Formal Response letter sent
                                Originally posted by Never-In-Doubt View Post
                                All quiet here?

                                Any updates to offer....
                                Nothing of any great significance Niddy,we have just sent the above today,as advised by In-2-Deep
                                Thanks for asking
                                What2do

                                Comment

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