embrace1204 UE diary

[embrace1204]

Re: embrace1204 UE diary

Thank you!

[Deepie]

Re: embrace1204 UE diary

Hi again

Which template letter do I need to send when the debt has transferred to another DCA following admission of no CCA available from previous DCA?

Thanks

-------->Account Sold whilst in Dispute

or this with a copy of letter confirming no CCA------->CCA Query - Letter Previously Confirming No CCA

[embrace1204]

Re: embrace1204 UE diary

Hi again

Which template letter do I need to send when the debt has transferred to another DCA following admission of no CCA available from previous DCA?

Thanks

[embrace1204]

Re: embrace1204 UE diary

it's sent

[MrsD]

Re: embrace1204 UE diary

pop it off to Niddy and we'll take it from there

[embrace1204]

Re: embrace1204 UE diary

Hi Niddy

the Co-op have finally sent a CCA to me 13 & half months after requesting. I'm going to be emailing the letter and CCA to you for checking. On their letter they state I requested the agreement in 2012 but it was 2011 obviously and have letters from them in 2011 proving that. Where do I go from here?

Thanks

[embrace1204]

Re: embrace1204 UE diary

Thanks Niddy, so what now? Do I just ignore Capquest? I sent the last final UE letter to Capquest who passed it onto HFC but Capquest wrote back saying HFC are requesting a signature. I did add into the final UE template saying that I am under no legal obligation to provide a signature etc.

[Never-In-Doubt]

Re: embrace1204 UE diary

Hi Niddy

Need your help, been fighting the ue with HFC and the ongoing saga of them wanting a signature. It's been passed to capquest, I sent them the letter stating that it's in dispute and therefore ue and that they don't require a signature. Today I have received a letter from Capquest with HFC still demanding a signature before sending a CCA out. The request for CCA was made back in August. How do I respond please???

They're in default of your s.78 request and thus cannot enforce.

Feck em

[embrace1204]

Re: embrace1204 UE diary

Hi Niddy

Need your help, been fighting the ue with HFC and the ongoing saga of them wanting a signature. It's been passed to capquest, I sent them the letter stating that it's in dispute and therefore ue and that they don't require a signature. Today I have received a letter from Capquest with HFC still demanding a signature before sending a CCA out. The request for CCA was made back in August. How do I respond please???

[Never-In-Doubt]

Re: embrace1204 UE diary

Letter for checking from CL Finance Niddy. Follow on letter from me sending them 'Letter Previously confirming no CCA' response.

Awesome result - they admitted they have not got one and they cannot enforce it - awesome

That's it then - yea they'll hassle you but that is all they can do! If anyone sends you anything regards to this account you simply copy that letter (so keep it really safe) and respond with a copy of it and one of these: CCA Query - Letter Previously Confirming No CCA

[embrace1204]

Re: embrace1204 UE diary

Letter for checking from CL Finance Niddy. Follow on letter from me sending them 'Letter Previously confirming no CCA' response.

[Never-In-Doubt]

Re: embrace1204 UE diary

I'll read email/letter shortly then properly reply

[Never-In-Doubt]

Re: embrace1204 UE diary

letter for checking Niddy :-) HFC are not shifting on the whole signature thing!!

Great, then fuck em!

Sorry for the language, but awesome result - they cannot now enforce this and if they attempt to you will throw this back in their faces, ie how the hell can they start legal action against you when they don't think you're who you say you are - ermmm, part of making a claim suggests you have checked certain things - one being that you're claiming from the right person.

You are under NO legal obligation to sign anything, what if you were blind and thus did not use a signature, then what?

[embrace1204]

Re: embrace1204 UE diary

letter for checking Niddy :-) HFC are not shifting on the whole signature thing!!

[Never-In-Doubt]

Re: embrace1204 UE diary

response from Shop Direct emailed to Niddy for checking

Just ignore it for now - keep us updated. Nothing important, just their usual lies....