EmptyPurse Diary

[nanna58]

Re: EmptyPurse Diary

I am sure you are very welcome xx

[EmptyPurse]

Re: EmptyPurse Diary

Thank you Plan B -I really appreciate your time in replying. Nothing yet in the post from either but 10 days was up Friday. Taking Monday afternoon of work to do the CCA letters and postal orders. Thanks for being such a wonderful person and for everything you do for us all.
EPxx

[PlanB]

Re: EmptyPurse Diary

• Type of account Egg Credit Card
• Date commenced 2002
• Approx balance £6510
• Date last paid (approximate date you last made a FULL payment) March / April 2014 will confirm ASAP
• Not paying not avoiding just ignoring
• Status Defaulted Oct/ Nov 2014
• Account owner (who is writing to you, a DCA or the lender) Account owner Hoist?

Latest letter- Robinson Way 12/04/16 - The account remains unpaid, is now due to be transferred to Howard Cohen & Co in next 10 days who will consider court action

You should send a CCA Request to Robinson Way asap unless this debt has already been passed to Howard Cohen solicitors in which case you would send it to them.

Not sure if I should request CCA?

Do you think the letter saying passed to Howard Cohen is empty threat at this stage?

You'll be fine. We'll all look after you.



Plan B x

[nanna58]

Re: EmptyPurse Diary

Bless you, it's good to feel relief.Once you get the CCA off the relief will feel even better , so puff out your chest coz you're in charge. xxxxxxx

[EmptyPurse]

Re: EmptyPurse Diary

Morning ,hope you slept better last night x

Actually was a little bit weepy in an good way I felt some relief that there is light and I felt confident that you would all support me along the way - Can't thank everyone enough. Not had chance to CCA yet as away working for a few days but I'm going to muster up the guts to do it.

[nanna58]

Re: EmptyPurse Diary

Morning ,hope you slept better last night x

[Spud]

Re: EmptyPurse Diary

Thankyou feel I will sleep better tonight. Cant thank you all enough

That is the whole point of the forum, Members sharing knowledge and most importantly.....You getting the control back

[Spud]

Re: EmptyPurse Diary

Totally agree with what others have said....Typical Robbo Way letter/tactic

Get that CCA request send off recorded delivery and obtain a signature print off in a few days time

That £1 may well be the best £1 you ever spend

[EmptyPurse]

Re: EmptyPurse Diary

From what you have said, you are a long way off getting a CCJ. Make sure that that you have sent CCA requests to whoever is chasing the debt. Failure to supply an executed CCA is a defence against enforcement.
The letter to Howard Cohen is at present an empty threat, but this could change, so check here when ever you receive letters. The 'AAD' way is a proven system and as yet no one has gained a judgement when they have followed it.

Thankyou feel I will sleep better tonight. Cant thank you all enough

[cymruambyth]

Re: EmptyPurse Diary

Not sure if I should sit tight and save up for when I get the CCJ so that I can pay it given my current situation - Not sure if I should request CCA?

Do you think the letter saying passed to Howard Cohen is empty threat at this stage?

From what you have said, you are a long way off getting a CCJ. Make sure that that you have sent CCA requests to whoever is chasing the debt. Failure to supply an executed CCA is a defence against enforcement.
The letter to Howard Cohen is at present an empty threat, but this could change, so check here when ever you receive letters. The 'AAD' way is a proven system and as yet no one has gained a judgement when they have followed it.

[Deepie]

Re: EmptyPurse Diary

If I do request Sorry to be PIA should I request CCA from the DCA or Original Creditors - bit confused here? is the template without prejudice? not acknowledging the debt

You ask whomever is chasing xx

I would CCA now to the company chasing the debt. I'm sure someone will correct me if I'm wrong.

If it were me I'd send a CCA Request

[nanna58]

Re: EmptyPurse Diary

Sit tight a while I'll try and get someone for you xx

[JLC]

Re: EmptyPurse Diary

I would CCA now to the company chasing the debt. I'm sure someone will correct me if I'm wrong.

[EmptyPurse]

Re: EmptyPurse Diary

Should i sit tight until next round of letters or request CCA now?

- - - Updated - - -

The template is written to not acknowledge anything.

Thank you

[JLC]

Re: EmptyPurse Diary

The template is written to not acknowledge anything.