Glitter UE diary

[Never-In-Doubt]

Re: Glitter UE diary

Thanks for looking, not surprised it is enforceable it looked pretty tight

You can't win them all I guess.

No but those you do win, all help....... are you going to blag this then?

[glitter]

Re: Glitter UE diary

Thanks for looking, not surprised it is enforceable it looked pretty tight

You can't win them all I guess.

[Never-In-Doubt]

Re: Glitter UE diary

REGAL CREDIT (TESCO CREDIT CARD RBS)

1. credit card
2. pre 2006
3. £6.262
4. last full payment made well over 5 years ago, DMP since (small payments)
5. DMP (managed by CCCS)
6. default july 2006
7. Regal Credit (when I asked they told me they don't own debt but are managing for RBS)


Feb 2011 CCA request sent
March 2011 CCA received, sent to Niddy

This is unfortunately enforceable - i'd try and blag it though and see what happens, if you're happy to do that respond with this and see what they come back with: ---> CCA Query - Missing Prescribed Terms

[transformer999]

Re: Glitter UE diary

ermm, so to speak!

I meant that in the clean way Niddy

[Never-In-Doubt]

Re: Glitter UE diary

Congrats glitter great result another notch on Niddy's bedpost

ermm, so to speak!

[transformer999]

Re: Glitter UE diary

Congrats glitter great result another notch on Niddy's bedpost

[glitter]

Re: Glitter UE diary

Thanks, it's made my day!!

[Never-In-Doubt]

Re: Glitter UE diary

UPDATE!

Recieved letter from Aktiv Kapital today.......

"although we purchased the right to recover the outstanding balance due under the agreement, as we are not the original creditor we do not hold the original documentation.......we did contact the original creditor...........they are unable to provide us with the information that you have requested, and as such we now inform you that we will cease all further collections activity in regards to this matter, whilst not in possession of such documents."

A very excited Glitter thinks, can it really be as simple as that?! What is likely to happen next? Thanks for any advice xxx

Well done - you beat em, first go as well - haha

Just like that! Its finished, you can pretty much ignore them now - well done!

If, though - you get any contact about this again you need to photocopy that letter (so keep it safe!) and send a copy with this: ---> CCA Query - Letter Previously Confirming No CCA

Again, well done!

[glitter]

Re: Glitter UE diary

AKTIV KAPITAL (SAINSBURYS LOAN)


1. unsecured loan
2. pre 2006
3. £11,228
4. last full payment made well over 5 years ago, DMP since (small payments)
5. DMP (managed by CCCS)
6. default feb 2006
7. Aktiv Kapital (not sure if they own debt or managing for Sainsburys?)


Feb 2011 CCA request sent.

UPDATE!

Recieved letter from Aktiv Kapital today.......

"although we purchased the right to recover the outstanding balance due under the agreement, as we are not the original creditor we do not hold the original documentation.......we did contact the original creditor...........they are unable to provide us with the information that you have requested, and as such we now inform you that we will cease all further collections activity in regards to this matter, whilst not in possession of such documents."

A very excited Glitter thinks, can it really be as simple as that?! What is likely to happen next? Thanks for any advice xxx

[Never-In-Doubt]

Re: Glitter UE diary

UPDATE: letter from Cabot received today saying that they do not have the info but have requested it from the original lender (Goldfish) and expect to provide it within 12 days. They have also returned my postal order saying they do not accept the statutory fee.

Nice one - so they are doing it for free

Just ignore and await a proper response.

[nanna58]

Re: Glitter UE diary

HI and you are more than welcome here. We are one big family
good luck xxxxxxxxx

[glitter]

Re: Glitter UE diary

CABOT FINANCIAL (GOLDFISH CREDIT CARD)


1. credit card
2. pre 2006
3. £5,694
4. last full payment made well over 5 years ago, DMP since (small payments)
5. DMP (managed by CCCS)
6. default feb 2009
7. Cabot Financial (not sure if they own debt or managing for Goldfish?)


Feb 2011 CCA request sent.

UPDATE: letter from Cabot received today saying that they do not have the info but have requested it from the original lender (Goldfish) and expect to provide it within 12 days. They have also returned my postal order saying they do not accept the statutory fee.

[Never-In-Doubt]

Re: Glitter UE diary

Ok, well update the thread again as and when you get replies to the CCA Requests ok? Don't be intimidated and don't speak to them on the phone anymore - only deal in writing. If they ring you then fail security and/or just hang up.

Best of luck - chat soon

[glitter]

Re: Glitter UE diary

Default dates are listed (feb 06, july 06, feb 09). I'm not sure if I got a default notice, I certainly haven't got them now if I did, sorry.

[Never-In-Doubt]

Re: Glitter UE diary

Debts are all in my name only. Thanks.

Can you confirm the default dates as well please, and whether you got a default notice? No rush, till the cca's come back all you can do is sit tight and wait....