Originally posted by glitter
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Glitter UE diary
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Re: Glitter UE diary
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Re: Glitter UE diary
Thanks for looking, not surprised it is enforceable it looked pretty tight
You can't win them all I guess.
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Re: Glitter UE diary
Originally posted by glitter View PostREGAL CREDIT (TESCO CREDIT CARD RBS)
1. credit card
2. pre 2006
3. £6.262
4. last full payment made well over 5 years ago, DMP since (small payments)
5. DMP (managed by CCCS)
6. default july 2006
7. Regal Credit (when I asked they told me they don't own debt but are managing for RBS)
Feb 2011 CCA request sent
March 2011 CCA received, sent to Niddy
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Re: Glitter UE diary
Originally posted by Never-In-Doubt View Postermm, so to speak!
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Re: Glitter UE diary
Originally posted by transformer999 View PostCongrats glitter great result another notch on Niddy's bedpost
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Re: Glitter UE diary
Congrats glitter great result another notch on Niddy's bedpost
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Re: Glitter UE diary
Originally posted by glitter View PostUPDATE!
Recieved letter from Aktiv Kapital today.......
"although we purchased the right to recover the outstanding balance due under the agreement, as we are not the original creditor we do not hold the original documentation.......we did contact the original creditor...........they are unable to provide us with the information that you have requested, and as such we now inform you that we will cease all further collections activity in regards to this matter, whilst not in possession of such documents."
A very excited Glitter thinks, can it really be as simple as that?! What is likely to happen next? Thanks for any advice xxx
Just like that! Its finished, you can pretty much ignore them now - well done!
If, though - you get any contact about this again you need to photocopy that letter (so keep it safe!) and send a copy with this: ---> CCA Query - Letter Previously Confirming No CCA
Again, well done!
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Re: Glitter UE diary
Originally posted by glitter View PostAKTIV KAPITAL (SAINSBURYS LOAN)
1. unsecured loan
2. pre 2006
3. £11,228
4. last full payment made well over 5 years ago, DMP since (small payments)
5. DMP (managed by CCCS)
6. default feb 2006
7. Aktiv Kapital (not sure if they own debt or managing for Sainsburys?)
Feb 2011 CCA request sent.
Recieved letter from Aktiv Kapital today.......
"although we purchased the right to recover the outstanding balance due under the agreement, as we are not the original creditor we do not hold the original documentation.......we did contact the original creditor...........they are unable to provide us with the information that you have requested, and as such we now inform you that we will cease all further collections activity in regards to this matter, whilst not in possession of such documents."
A very excited Glitter thinks, can it really be as simple as that?! What is likely to happen next? Thanks for any advice xxx
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Re: Glitter UE diary
Originally posted by glitter View PostUPDATE: letter from Cabot received today saying that they do not have the info but have requested it from the original lender (Goldfish) and expect to provide it within 12 days. They have also returned my postal order saying they do not accept the statutory fee.
Just ignore and await a proper response.
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Re: Glitter UE diary
HI and you are more than welcome here. We are one big family
good luck xxxxxxxxx
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Re: Glitter UE diary
Originally posted by glitter View PostCABOT FINANCIAL (GOLDFISH CREDIT CARD)
1. credit card
2. pre 2006
3. £5,694
4. last full payment made well over 5 years ago, DMP since (small payments)
5. DMP (managed by CCCS)
6. default feb 2009
7. Cabot Financial (not sure if they own debt or managing for Goldfish?)
Feb 2011 CCA request sent.Last edited by glitter; 16 February 2011, 12:50.
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Re: Glitter UE diary
Ok, well update the thread again as and when you get replies to the CCA Requests ok? Don't be intimidated and don't speak to them on the phone anymore - only deal in writing. If they ring you then fail security and/or just hang up.
Best of luck - chat soon
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Re: Glitter UE diary
Originally posted by glitter View PostDebts are all in my name only. Thanks.
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