Originally posted by vaper
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Barclaycard will probably send you some more letters and then either outsource collection to a Debt Collection Agency or assign (sell) it to a debt purchaser once they realise you're not going to resume payments to them.
Each time you get a letter from them update your original post and then re-quote it (like I've done) so anyone offering help can see which debt is which before suggesting your next step.
You can send a s 77-79 CCA Request to them now but it may be best to wait until it's sold on because this is an account from 2004 so there's hope that they may not have retained the credit agreement (assuming you even signed one!).
Debt purchasers don't always have access to everything from the original creditor and even when they do the OC isn't necessarily motivated to co-operate.
See what happens next.
Di
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