Terrified of Ruthbridge

[reliant]

Re: Terrified of Ruthbridge

Thanks Niddy.

[Never-In-Doubt]

Re: Terrified of Ruthbridge

How do i change my username on here ??

You are now known as "reliant" as per your request.

Enjoy

[kilasuit]

Re: Terrified of Ruthbridge

As every1 else has said at this present time just ignore it. I'm doin the same with a few silly little amounts owed to Eon (not even £100) where BCW are theatening me with court.

Glad i have a shredder (and Scanner)

Bear in mind that any post delivered to you can always be claimed as not recieved unless it has been sent via special recorded or courier.


So yeah big BIG Ignore

[reliant]

Re: Terrified of Ruthbridge

Thanks Garlok

[garlok]

Re: Terrified of Ruthbridge

Thanks Shep,

Send Niddy a PM telling him you would like to chnge your user name and he will normally arrange it. I would be a little cautious about just returning correspondence to the sender if it is addressed to you. Keep the letter and the envelope it comes in suitably marked up with the date it actually came through the door.

A paper audit trail is essential if these cretins do not take no for an answer.

regards
Garlok

[Undercover Elsa]

Re: Terrified of Ruthbridge

Hi Mike,
You'd need to pm the site team and ask them to change it.
kind regards,
Shepherdess

[reliant]

Re: Terrified of Ruthbridge

How do i change my username on here ??

[reliant]

Re: Terrified of Ruthbridge

Unlikely then that Ruthbridge "doorstep agent" will show up there then ??

I was wondering what would be the best course of action when the next letter arrives, open it and post it here or just wriye "RTS" on it and send it back to them ???

[garlok]

Re: Terrified of Ruthbridge

It certainly wasn't mate! The BVI is a nice place but not one where I could live. The grass airfield is on a little island served by a rickety suspension bridge of indeterminate age and the airline which serves the islands of the area is called L.I.A.T. Known to those of us who have had to work there in the past as :-

"Leaves Island Any Time"

Still the sun shines and the trade winds blow every day on time so justification of an incompetent Metereology Office is not needed.



Garlok.

[CleverClogs (RIP)]

Re: Terrified of Ruthbridge

I actually would`nt mind being deported. ... Ive always fancied ... the British Virgin Islands.

I doubt that the location was named after its occupants.

[reliant]

Re: Terrified of Ruthbridge

I actually would`nt mind being deported. Miami would be nice; Ive always fancied New Zealand or maybe the British Virgin Islands.

[reliant]

Re: Terrified of Ruthbridge

Im ready for the next letter. I feel I have friends behind me and Im beginning to see a light. Many thanks to all.

[CleverClogs (RIP)]

Re: Terrified of Ruthbridge

I was even told once that they were going to deport me (as im from North America)

On what grounds did the oafs say they'd do that?

Did you report that crime?

[jen_br]

Re: Terrified of Ruthbridge

Mikeb welcome and let me just say these guys will try anything -- its their job. I was even told once that they were going to deport me (as im from North America) I was scared at first but then realised they are avg joes like me and you and really have no authority

[CleverClogs (RIP)]

Re: Terrified of Ruthbridge

But as you have that letter from MBNA then thats your trump card at the moment. You shouldn't even need to CCA again as this is if the original creditor doesn't have one chances are any DCA aren't going to unearth one either!

It would certainly be most improbable if not actually impossible for a DCA to have a document not possessed by (nor transferred from) the original creditor.

One could send them a copy of the letter from the Mafia Bank of North America and tell them that, as no agreement exists, the alleged debt is and remains unenforcible. Depending on how one likes to play with such buggers, one could merely type one's name, or use a hand writing font for one's signature, or get a friend to sign one's name; if they "get creative" and cobble something together that they claim is a signed agreement, one would then be able to claim in court - should they be daft enough to take it to court - that it is not one's signature on the agreement and that the DCA seems to be depending upon a forgery.