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  • Never-In-Doubt
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Can you load it here not photobucket? Just edit message (in advanced) then scroll down to attachments.

    It's easy. I (and others) use iPhone which means inline images are best.

    Thanks - details here: http://forums.all-about-debt.co.uk/showthread.php?t=993

    Leave a comment:


  • sam
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Ok I received this letter below so should I now CCA the suckers or call their bluff?
    Attached Files
    Last edited by sam; 11 April 2011, 13:30.

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Originally posted by sam View Post
    But I have not sent a CCA yet nor do they know I'm here for sure! Do I sit tight and wait for legal action to be promised as it's been 4 years since I acknowledged the debt and have moved a number of times..

    I've also had the letter "is this person at this address"
    Ahh ok, well don't send anything back then as they are not 100% sure you're there.

    Sorry, missed that part of the post!

    Leave a comment:


  • sam
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Originally posted by Never-In-Doubt View Post
    Send this to Bryan Cater: ---> Threat-o-Gram - Letter before Action
    But I have not sent a CCA yet nor do they know I'm here for sure! Do I sit tight and wait for legal action to be promised as it's been 4 years since I acknowledged the debt and have moved a number of times..

    I've also had the letter "is this person at this address"

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Originally posted by sam View Post
    Thanks...
    Received a letter from Bryan Carter solicitors today saying they will recommend to their client that proceedings to be issued if I don't pay their client in 14 days.

    Leave it still?
    Send this to Bryan Cater: ---> Threat-o-Gram - Letter before Action

    Leave a comment:


  • sam
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Thanks...
    Received a letter from Bryan Carter solicitors today saying they will recommend to their client that proceedings to be issued if I don't pay their client in 14 days.

    Leave it still?

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Originally posted by sam View Post
    Credit card
    Just ignore it - if they are going to do anything, you'll know about it..... don't CCA just yet, you can do that at anytime.

    Leave a comment:


  • sam
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Credit card

    Leave a comment:


  • Riz
    replied
    Re: Halifax, Arrow Global, Fredrickson

    What is the debt for? Loan? Credit card? Overdraft? HP? Or something else?

    Leave a comment:


  • Riz
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Read it carefully.

    It says "we will take immediate action".

    It doesn't say "we will take immediate court action".

    The immediate action may be scratching their pimply backsides.

    Leave a comment:


  • sam
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Well they have heard nothing from me for 4 years so I'll leave the CCA for now..

    My partner sent a CCA to Halifax 12 months ago and got it unenforcable with a letter from the DCA stating that my partner owed them no money as they don't have an agreement.

    Leave a comment:


  • Locke
    replied
    Re: Halifax, Arrow Global, Fredrickson

    It's a standard template letter that Fredrickson sends out, I've had the same from them.

    Have you sent a CCA request out to Halifax previously? If so what happened?

    If you haven't then CCA request them and see what they come back with.

    Leave a comment:


  • Deepie
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Hi
    the letter also says should it be necessary to issue

    Leave a comment:


  • swanfan
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Originally posted by sam View Post
    Thanks but is it trying to scare or is it a true statement?
    Niddy used to say that it states "may" take action means they wont do it but this one says "will" take action.
    It could be trying to scare you but if they plan on attempting further action a CCA request will stop them. They have to answer the request.

    Leave a comment:


  • sam
    replied
    Re: Halifax, Arrow Global, Fredrickson

    Thanks but is it trying to scare or is it a true statement?
    Niddy used to say that it states "may" take action means they wont do it but this one says "will" take action.

    Leave a comment:

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