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I think I would be keeping quiet to them about what is wrong with the so called agreement, and would email it in its unedited state to Niddywebmaster@all-about-debt.co.uk puting your user name in the subject line and preferably a link to this thread as well so he can have a look, its totally safe and you will get an answer. If there are as many mistakes as you suspect then they could be in for an interesting time
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Hi Cymr
Thanks for the response ,either of us can pay to lift the stay the reason theclaim was stayed was due to them not responding within 28 days.
My next move was an n24 (unless order) which i was working on 1 month after the stay submit and pay myself for a reolution from court.. ideally struck out.
The scrap of paper is there shot at a credit agreement , its in 3 parts looks awful missing information unreadable on the first page also strangley uncoordinated ..none of the x marks the spots line up plus certain information is strangley wrong.. ive lived at my mums house 22 years but im only 21 at the time I have a dependannt when I didnt ..Im unemployed etc . all totaly wrong ,, impossible that I ever signed but yes the badly put together scrap is passed as a credit agreement somthing I have requested a number of times and never recieved.
It does have a signature that they will say is mine also someone has hand written the day the card may have been applied for essentily a credit card apllication which some of the info is correct.. to much to be a complete forgery I think .
Any help agin is much appricited
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I think the next step should be from them, but I may be wrong. What were the grounds for the stay? They may have provided a scrap of paper but this must still be a legal agreement. I believe that they will have to apply to the court to lift the stay and you will be informed of this.
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The claim was stayed last month since then they claim to have provided the cpr18 information.
I would like advice on my next step ,, I have looked through pages of information but cant figure out a solid next move .
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Barclaycard link kearns
Hi
I'm a new member and would really appreciate some advice
Credit card debt year 2000 took out barclaycard
Sold to link 2012 after i started making reduced payments which they had agreed to
Last payment made 2012
Sold to idr finance 2
Kearns acting as solicitors took me to court.
I sent cpr18 the claim was stayed .
Kearns have now come up with a odd looking piece of paper which is very unclear but has what looks like my signature on and the date Im supposed to have signed .
everything else is wrong no barclays signature , boxes on the paper missing info ,mostly can't make anything out .
Can anyone help as the more I read the more confusing this situation becomes debt is 7k but kearns have just added 2k on ,so they want 9k.
I have requested credit agreement from barclaycard and link in the past but now kearns come up with this odd looking paper.
Any help is greatly appreciated. I did all I could to pay and entered into an agreement with barclaycard reduced payments ,they sold my account having never previously missed payments in 11 years .
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