Halifax BOS Debt & me

[caspar]

Re: Halifax BOS Debt & me

There may be some hope for you here. My belief was that for a court you don't have to send recorded to get proof of delivery, but HAVE TO get proof of postage (receipt in these courts is, I believe, assumed).

One of my bug bears with the Post Office is the only way they will guarantee a letter will get to the addressee is if you send it Special Delivery. 1st class, 2nd class and Recorded do not guarantee delivery at all, though with recorded you can claim limited compensation. Apparantly Recorded Delivery letters sent to a company who receive lots of mail each day quite often get there, but remain unsigned for as they're in the middle of a pile of other letters.

I know this is not as it should be, but if you want to check what I've said ask your post office.

[jinjoe]

Re: Halifax BOS Debt & me

Jesus. With the legal letters you MUST send it recorded. It's only about £1.15. They will milk it any deny receiving it and could take action. U can't prove u posted it can you?

Game over - you lose! Seriously you must get a signature and proof of postage for everything u send.

i'll resend the letters, check your pm

[Never-In-Doubt]

Re: Halifax BOS Debt & me

Jesus. With the legal letters you MUST send it recorded. It's only about £1.15. They will milk it any deny receiving it and could take action. U can't prove u posted it can you?

Game over - you lose! Seriously you must get a signature and proof of postage for everything u send.

[jinjoe]

Re: Halifax BOS Debt & me

Have they signed for this yet?

i posted it regular delivery, im so skint i didnt have the money to send it recorded delivery

btw i've had another letter from BOS i'll email you this within the hour

[Never-In-Doubt]

Re: Halifax BOS Debt & me

Send this to Blair Oliver: ---> Threat by Lender/D.C.A - To commence litigation

Have they signed for this yet?

[Never-In-Doubt]

Re: Halifax BOS Debt & me

I love that letter in post 26!

LOL, we have a few like that - we change them to suit any court cases, lol. As you do

[caspar]

Re: Halifax BOS Debt & me

I love that letter in post 26!

[Never-In-Doubt]

Re: Halifax BOS Debt & me

ok gimme 5 to check it

Ignore it - why is your head spinning? It is their final response.... you didn't expect HBOS to say, "Oh, ok - we're wrong, sorry - just forget the debt" did you?

They will always chase you, but you just ignore them

Keep us updated on anything else received, but otherwise ignore this clearly unenforceable account.

[Never-In-Doubt]

Re: Halifax BOS Debt & me

Hi Niddy today i've had another letter from Halifax, right now my head is spinning !!, i'll email the letter to you now.

ok gimme 5 to check it

[jinjoe]

Re: Halifax BOS Debt & me

Hi Niddy today i've had another letter from Halifax, right now my head is spinning !!, i'll email the letter to you now.

[Never-In-Doubt]

Re: Halifax BOS Debt & me

January 2010 - Sent two letters to BOS (one phone call letter & one home visit letter)

Niddy i have received another letter from BOS concerning court action, i will email this to you now.

Send this to Blair Oliver: ---> Threat by Lender/D.C.A - To commence litigation

[jinjoe]

Re: Halifax BOS Debt & me

January 2010 - Sent two letters to BOS (one phone call letter & one home visit letter)

Niddy i have received another letter from BOS concerning court action, i will email this to you now.

[Never-In-Doubt]

Re: Halifax BOS Debt & me

lol, that is why we call them blind threats...... half of them are utter nonsense and the rest, well they are just utter bollocks!

[MustGetStraigh]

Re: Halifax BOS Debt & me

If it helps, I've had various DCAs threaten possible doorstep action, but no-one (to my knowledge) has ever turned up.

[jinjoe]

Re: Halifax BOS Debt & me

thanks guys i'll read up on your replies later in the day, thanks again