Tesco Loan can't afford what should I do

[PlanB]

Re: Tesco Loan can't afford what should I do

Tesco have agreed to £1 payments for the next 12 months. . . . . I am still struggling with employment but hopefully there is light at the end of the tunnel

morris

Paying a total of only £12 until this time next year sounds like a result to me.

I haven't read back through your thread (I'll do that) but I'm definitely seeing a light at the end of the tunnel not an express train coming towards you.

Hang on in there kid

Plan B x

[nightwatch]

Re: Tesco Loan can't afford what should I do

sooner the better, we can help you with that too xx

[morris83]

Re: Tesco Loan can't afford what should I do

Hi All

Well after some time Tesco have agreed to £1 payments for the next 12 months. They agreed that a few weeks ago so I thought i would update. I am still struggling with employment but hopefully there is light at the end of the tunnel ! thanks for all your help. I am now struggling with Natwest CC so i will start a new thread soon !

[SA Gold]

Re: Tesco Loan can't afford what should I do

Hi sa gold Elsa kindly helped with a letter to send back to tesco. So I shall send that and see what they say. It was just to clarify my situation. So I shall see I will update once I get a response

hiya, ah thats good to hear. let us know how it all goes

[morris83]

Re: Tesco Loan can't afford what should I do

Hi sa gold Elsa kindly helped with a letter to send back to tesco. So I shall send that and see what they say. It was just to clarify my situation. So I shall see I will update once I get a response

[SA Gold]

Re: Tesco Loan can't afford what should I do

how you getting on with this Morris? any luck on the job front?

[Undercover Elsa]

Re: Tesco Loan can't afford what should I do

Hi Morris, I've sent you a pm

Elsa x

[morris83]

Re: Tesco Loan can't afford what should I do

Thanks elsa. Yeah no problem I have moved it to my one now as have a new computer thank you

[MrsD]

Re: Tesco Loan can't afford what should I do

Morris just as an aside I wouldn't save any personal materials on your work computer, without a doubt, your IT bods will be able to access that and as it is financial it could well come up as flagged in their reports. I'd get it off of there right away, you cannot be too careful with your online privacy.

[Undercover Elsa]

Re: Tesco Loan can't afford what should I do

Thanks Morris,
Good job you told me, it had gone into my (very voluminous) spam folder!

I'll get back to you shortly x

[morris83]

Re: Tesco Loan can't afford what should I do

Elsa email sent sorry for the delay !!

[morris83]

Re: Tesco Loan can't afford what should I do

Hi elsa I shall email you that later when I have access to my work computer as it's saved on there. I suppose I could claim jsa but never have claimed benefits as always worked so seems to go against the grain i suppose. But on the other hand I suppose I have contributed enough !!! Thank you

[Undercover Elsa]

Re: Tesco Loan can't afford what should I do

Hi Morris,
Would you mind emailing me a copy of the exact letter you sent them (including your own amendments). undercoverelsa@all-about-debt.co.uk
As you have zero income it changes matters slightly. Your wife is not liable for your debt, but creditors don't always see it that way.

Is there any reason why you can't claim Jobseeker's Allowance?

Elsa x

[morris83]

Re: Tesco Loan can't afford what should I do

Hi all thanks elsa for the response hopefully I answer the quires below. I have my last pay and will be living off my partners wage whilst trying to find work. She doesn't have enough free cash to pay the loan. It is only in my name. I will look to complete that financial sheet you provided when I am more settled. I sent them the letter that is on this site I think titled something like as creditor for token payments for 6 months I think it was written by niddy. I'm sure it asked to freeze interest and charges but need to double check. Oh the loan is separate to my current account.
So do you think it's best to send them the expenses sheet or just resend my letter offering my token payments again thanks

[nightwatch]

Re: Tesco Loan can't afford what should I do

see, told you some one else may have an Idea xx