DCA won't let me pay by standing order

[vossy]

Re: DCA won't let me pay by standing order

Write to them asking which of their offices has the best facilities for animal welfare because, when the bank has refused to give you any more cheques, you will have to write your next cheque on a live cow.

LOL, I like your thinking on that, am I right in thinking that although I send the cheque to crapquest but the payment is made out to egg that egg still own the debt and crapquest are just the sort of middlemen?

.

[CleverClogs (RIP)]

Re: DCA won't let me pay by standing order

I pay a minimal amount each month to capquest, I have always paid by cheque, and despite me telling them by recorded delivery twice now that my bank will no longer be issuing cheque books after this one runs out they still are yet to acknowledge my letters.

Write to them asking which of their offices has the best facilities for animal welfare because, when the bank has refused to give you any more cheques, you will have to write your next cheque on a live cow.

[CleverClogs (RIP)]

Re: DCA won't let me pay by standing order

By the looks of the paperwork I got from Regal on my account - now its set up by standing order - fingers crossed it'll mean that they'll stop hounding me every x amount of months to increase my payment like they use to when the took money from my debit card!

And pass up the opportunity to get another tasty food pellet being dropped into their Skinner Box?

[CleverClogs (RIP)]

Re: DCA won't let me pay by standing order

I see your logic, i wouldnt send it to them either, but once a payment has been made, they would know the bank account is came from, so is it not the same thing anyway?

No.

With a Direct Debit (or Card Payment Mandate) the payment is initiated by a request from the payee's bank; with a Standing Order, the payment is initiated by the payer's bank.

Direct Debits and Card Payments are variable, whereas Standing Orders are not!

[malamute]

Re: DCA won't let me pay by standing order

Hi!

No need to apologise - I was hoping my thread would help others too - it can be done ;-)

By the looks of the paperwork I got from Regal on my account - now its set up by standing order - fingers crossed it'll mean that they'll stop hounding me every x amount of months to increase my payment like they use to when the took money from my debit card!

[vossy]

Re: DCA won't let me pay by standing order

have you got any of their lettes with a payment thingy on the bottom? (sorry, I don’t know what they're called), they usually have payment methods on the back of that type of letter.
The Bank details are usually on the back of them.

yeah I have been looking and have found it now.

I've just had an idea, if they wont let you pay by Direct Debit or Standing Order or you don't want to pay by that method, why not pay by Standing Order and take off the cost of what the Standing Order costs from what you're going to pay them and tell them that due to their reluctance to accept YOUR chosen method of payment, you have had to revert to this method which involved a charge for the Standing Order and so that is coming off what you are paying them.

I like this idea too.

I will just start paying by SO and wait for them to complain about no payments - as usual, I must get around to trying to find a reason to annul these debts now too, all are getting old.

Apologies to the OP for hijacking this thread, not my intention but you just sort of get carried away

.

[pooky2483]

Re: DCA won't let me pay by standing order

Yes I have internet banking, how would I find out their bank details?

.

have you got any of their lettes with a payment thingy on the bottom? (sorry, I don’t know what they're called), they usually have payment methods on the back of that type of letter.
The Bank details are usually on the back of them.

[pooky2483]

Re: DCA won't let me pay by standing order

I've just had an idea, if they wont let you pay by Direct Debit or Standing Order or you don't want to pay by that method, why not pay by Standing Order and take off the cost of what the Standing Order costs from what you're going to pay them and tell them that due to their reluctance to accept YOUR chosen method of payment, you have had to revert to this method which involved a charge for the Standing Order and so that is coming off what you are paying them.

[vossy]

Re: DCA won't let me pay by standing order

Have you internet banking? you could set up a standing order so they get it when YOU want them to or if you don't want to do it that way, you could, if your bank has 'faster payment' facility?

Yes I have internet banking, how would I find out their bank details?

.

[pooky2483]

Re: DCA won't let me pay by standing order

Oh, another thing, I've learned from Reliable Collections that it doesn’t matter whether it's sent via Recorded Delivery or not, they choose to answer it or not.

[pooky2483]

Re: DCA won't let me pay by standing order

Have you internet banking? you could set up a standing order so they get it when YOU want them to or if you don't want to do it that way, you could, if your bank has 'faster payment' facility?

[vossy]

Re: DCA won't let me pay by standing order

I pay a minimal amount each month to capquest, I have always paid by cheque, and despite me telling them by recorded delivery twice now that my bank will no longer be issuing cheque books after this one runs out they still are yet to acknowledge my letters. I sort of know the game they are trying because as soon as payments stop they will jump on the "defaulted in repayment" wagon. I point blank refuse to phone them on their daft rate numbers and I have told them that, and they never ever try to call me, (partly because they don't have my number anyway ) and partly because I pi**ed 'em off by the agreement to pay so small an amount that it will take just under 70 years to pay them off (I'm 55 now) and I have already been paying for 5 years. I was thinking of asking them to write the lot off as it's getting a struggle to pay that
.

[pooky2483]

Re: DCA won't let me pay by standing order

Sounds like they're happy as you've not written anything to the contrary on here...

[malamute]

Re: DCA won't let me pay by standing order

Nice one!

Don't send it back to them --- its a standard tactic to get your bank details.

No need to send it back to them - if you have online banking then simply set it up online, or alternatively go into your branch and get it set up.

Once done, write to them thanking them for their details, inform them its all set up, and when the first payment will be and how much.

Best
SnV

Strange how they think i need them to set it up - written a reply confirming its been set up and will use their pre paid envelop to send it!!!

[MrsD]

Re: DCA won't let me pay by standing order

don't, just set it up through your bank, online is usually easiest. just use the detaithey have supplied to set up a SO.