Consumer TV Series on television

[The Tech Clerk]

Re: Consumer TV Series on television

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A new cross-government website Gov.uk has launched making it quicker and easier for you to interact with the government online. The website which replaces Directgov and Business Link includes information on: paying court fines online understanding prison sentences creating a power of attorney applying for legal aid Bringing this information together into one single website will help reduce the financial and administrative impact of running multiple government websites. To help the transistion to the new website, if you access Directgov and Business Link you will be automatically redirected to the correct content on Gov.uk The next stage

[5corpio]

Re: Consumer TV Series on television

Watchdog: 17th October 2012 @ 8.00pm

Watchdog: 17th October 2012 @ 8.00pm

Series 30Episode 6 of 8

How banks and building societies are squeezing homebuyers with huge mortgage arrangement fees. Plus the car companies that no longer provide spare tyres, leaving motorists stranded.

Linky: BBC One - Watchdog, Series 30, Episode 6

[5corpio]

Re: Consumer TV Series on television

Inside Out (Region Various)

Season 22 Episode 1

15th October 2012 BBC 1 @ 7.30pm

New series. Tony Livesey presents stories of interest to the region, including a report on care for the elderly. Jacey Normand examines homecare and asks whether the system is in crisis as the population grows older and funding becomes tighter.

Read more at http://www.tvguide.co.uk/detail.asp?...u7CdpW4KGYq.99

[5corpio]

Re: Consumer TV Series on television

Watchdog: 17th October 2012 @ 8.00pm

[5corpio]

Re: Consumer TV Series on television

Watchdog: 10th October 2012 @ 8.00pm

Why homeowners face a hike in insurance premiums to cover potential flood damage - even if their properties are in low risk areas. Plus the mistakes on your credit file that could lead to you being rejected for a mortgage or personal loan.

Linky: BBC One - Watchdog, Series 30, Episode 5

iPlayer Link: BBC iPlayer - Watchdog: Series 30: Episode 5

[5corpio]

Re: Consumer TV Series on television

Watchdog: 10th October 2012 @ 8.00pm

Why homeowners face a hike in insurance premiums to cover potential flood damage - even if their properties are in low risk areas. Plus the mistakes on your credit file that could lead to you being rejected for a mortgage or personal loan.

Linky: BBC One - Watchdog, Series 30, Episode 5

[5corpio]

Re: Consumer TV Series on television

Panorama:
3rd October 2012 @ 9.00pm
BBC 1

Britain's Secret Health Tourists

Declan Lawn reports on how 'health tourists' are obtaining free NHS treatment they should be paying for - at a cost of millions to our health service. Panorama goes undercover inside a black market where NHS access is being bought and sold, and finds an NHS practice manager taking money to register health tourists. Declan also discovers how easy it is for foreign nationals to get free treatment - with many hospitals across the country not making the required checks.....

Linky: BBC One - Panorama, Britain's Secret Health Tourists

[5corpio]

Re: Consumer TV Series on television

Watchdog: 3rd October 2012 @ 8.00pm

The people unable to get mortgages and loans because of mistakes on their credit files. Plus, the pharmaceutical companies that charge different prices for the same drugs

Linky: BBC One - Watchdog, Series 30, Episode 4

[The Tech Clerk]

Re: Consumer TV Series on television

yes you had a few doorstep collectors, usually a one man business with decent rates for the less well off, with top ups if necessary, I remember seeing them go around in the early 1950s, also one man front room clothing retailer who you were sent to for fitting of a jacket or trousers and parents paid so much a week, the only other area was the CO-OP who supplied school uniforms, and you use to have to buy outright but used your Dividends to-wards the cost, parents struggled but seem to get thru it, also happened with ration books in the late 40s.

[Never-In-Doubt]

Re: Consumer TV Series on television

People managed to survive in this country before the PDL invasion in recent years...

Not really..... you've had provident and other doorstep loans (think beneficial finance etc) running for 30 years....

Its just more common nowadays.

Provident is over 100 years old remember!

[The Tech Clerk]

Re: Consumer TV Series on television

Catch 22 uummmmm in a hell of a lot of cases. == The Devil you Do & The Devil you Don!t.

[Never-In-Doubt]

Re: Consumer TV Series on television

This has been discussed in various forum groups and the general consensus is that there is a need for credit to those that cannot obtain it elsewhere. Point is, apparently the public actually want payday lenders etc to exist.

It's a weird one but it seems they'll be with us for a while - the OFT actually back a lot of their principles, it's sickening but then again what if they removed all PDL's - how would people that otherwise would not get credit, be able to get that extra few quid for an emergency bill payment or whatever?

I hate the scum, but can also see why there is a need for them to exist, albeit I wish they were more capped and regulated, I fear doing so might make them pull out altogether....

Its a catch 22 sadly/

[The Tech Clerk]

Re: Consumer TV Series on television

The short-term lending issue would be dead easy to sort out. A Nordic friend of mine has told me that, in Finland, interest rates are capped, there is a maximum any lender can charge. Although I don't know the exact figure, it's somewhere around 50%. Quite high compared to mainstream credit cards and loans, but much lower than rates charged by PDL and doorstep lenders in the UK.

If there was a similar cap here, the incentive to set up new supbrime cowboy outfits to prey on the vulnerable would go away. Many would exit the market but this wouldn't be a bad thing, would it? Although I'm sure there would be lots of arguments defending short-term lending as usual!

Use to be 48% here in the 60s as I remember, course greed since over decades has brought about the problems now.

[The Tech Clerk]

Re: Consumer TV Series on television

Update on last night screening:

Doorstep lender criticised over loans to vulnerable

Britain's biggest doorstep lender has been criticised after a BBC investigation found it had loaned thousands of pounds to a woman with a serious mental illness. The woman, a diagnosed schizophrenic, was given multiple loans. The Citizens Advice Bureau accused the firm, Provident Financial, of lacking social responsibility. Provident said in a statement it makes every effort to ensure borrowers are capable of.....Read more on our Blog Pages: Doorstep lender criticised over loans to vulnerable - allaboutFORUMS

Provident = Nothing new there then.

[5corpio]

Re: Consumer TV Series on television

Update on last night screening:

Doorstep lender criticised over loans to vulnerable

Britain's biggest doorstep lender has been criticised after a BBC investigation found it had loaned thousands of pounds to a woman with a serious mental illness. The woman, a diagnosed schizophrenic, was given multiple loans. The Citizens Advice Bureau accused the firm, Provident Financial, of lacking social responsibility. Provident said in a statement it makes every effort to ensure borrowers are capable of.....Read more on our Blog Pages: Doorstep lender criticised over loans to vulnerable - allaboutFORUMS