Could be a claim soon from Cabot

[Roger]

hi all,
i haven't updated my diary for a while, i have been happily ignoring all comms.
Recently however i received from cabot all overdue statements for my big Halifax debt, which started the bells ringing.
I have now received a 'your account has been reviewed for legal action' threat o'gram. ordinarily i would ignore but in view of them getting their statements to me I am wondering if i should be responding in some way. I reckon SB will be Sept 2018 so i was expecting some escalation.

I will await their LBA if unless somebody suggests otherwise.
.

What is the top left hand reference on that letter?
Cabot have been sending out a template ".. your account has been reviewed for legal action. contact with 28 days so we can prevent this from happening.." .. " We can help you to avoid this."
Followed by another ".. consequences of your not contacting us.. What Legal Action could mean? if you don't contact within next 14 days we will proceed as highlighted above.." But what are their words? POTENTIAL LEGAL ACTION! WE COULD! OUR TYPICAL APPROACH WOULD BE TO INSTRUCT A SOLICTOR ."

The New Legal Approach is the Letter Before Claim (this isn't a LBA) It looks as if they have changed their tactics with this new LBC!!
I would not reply to this!

I Can't find your Diary OK found it! Is this the one? MINT(RBS)

I think you could respond with a SWID in due course!! Because your S.78 was to RBS?

A SAR here to the Original Creditor would be a good insurance policy at this time! To see just what CABOT have or haven't got!

[CAPS ESC]

hi all,
i haven't updated my diary for a while, i have been happily ignoring all comms.
Recently however i received from cabot all overdue statements for my big Halifax debt, which started the bells ringing.
I have now received a 'your account has been reviewed for legal action' threat o'gram. ordinarily i would ignore but in view of them getting their statements to me I am wondering if i should be responding in some way. I reckon SB will be Sept 2018 so i was expecting some escalation.

I will await their LBA if unless somebody suggests otherwise.






.