Hi all,

Im after some advice please. I had an iva back in 2007/2008. It failed and I have heard nothing from any of the creditors. My credit report has wiped all those creditors off as over 6 years ago but my IVA still remains on there. It says I owe £0. I called the Insolvency service...

Hi,

I owed over £10k to MBNA on a credit card taken out online circa 2003 - change in circumstances meant payments were not fulfilled, defaulted and eventually sold to a DCA. After getting a CCJ (which I subsequently got removed with some help) I have agreed a full and final settlement...

Hi
My son had a mobile phone on contract. Unfortunately, he lost his job and needed to cancel the contract (over 6 years ago). He called and cancelled and received a figure to settle the account, which he paid over the phone. Following this, we moved house twice in a short period of time. ...

Hi, Niddy,
Just joined and now starting a diary, been on a dmp for 7 years now going it alone. Recommended to you by another member.

Hi Guys,

Way back I was stupid enough to have a few credit cards and the balances just got larger. In 2004 I took out a loan with the Yorkshire Bank but soon became unable to pay it and I suppose I kind of buried my head in the sand. I am not sure what happened along the way but it...

A letter arrived at my address last week from Ruthbridge ltd. It was addressed to my son who hasn’t lived at this address for over ten years. He had a bad accident last year which ended up with him living here while he recuperated for three months. The first letter said :

Dear Mr XXXX...

Hey all,

I was very interested when I read the existence of the National Hunter database on this forum.

I am a little confused though, I would like send an "Advanced SAR" to see what, if anything, they hold on me.

The link to the Advanced SAR is broken...

hi there, my wife has a debenhams store card and everytime she has used it they charge 150p PPI per £100 balance, she has rung them and told them she does not want or need this. as she pays the balance off in full everytime and never has had an outstanding balance ,i want to make these people pay back...

Hiya all Just a quick one

I had a mortgage with Abbey running from 1997-2002 which had PPI on including unemployment cover.

1- Can i make a reclaim on this or is it exempt/too old?

2- I cannot locate the account number anywhere, but do know
exact...

I found another loan with TSB/UDT from the 90's complete with account number and showing PPI was added to the original loan, so I sent a DSAR to them at the London address (25 Gresham St) because I could find nothing about TSB UDT Ltd. anywhere.

After nearly 4 weeks and not hearing anything...

Hello,

A very kind person pointed me in the direction of this fantastic forum, I'm feeling more optimistic already!
Any advise is gratefully received!

I'm hoping for some advise with the letter i recieved from Lloys tsb in response to my CCA request. The letter...

Hello everyone, I am hoping someone could advise/point me into the right direction.

In July 2005, I took out a personal loan with Tesco Bank. £15.5K over 84 months and it includes PPI.

I can't remember when I took the loan out if I had to untick a box (I did the application...

Hi everyone,
Looks like a very fine forum,lots of brilliant help,thank you "FlowerPower" for pointing me in this direction.

Ok, i have a dilema and any help would be most appreciated.
Back in the days of dumb, i never had the benefit of sites like this and...

can anyone point me to a SAR template.

have tried in the template section but when I click on advanced sar request it comes up as an invalid request.

please and thank you xxx

Hello,
Had a loan with HSBC which i think i had PPI on. So i found an old bank statement with the payment shown, sent this plus a cca request and cheque on 6th September to my local branch but have yet heard nothing.
Anyone have any advice please?