I thought I would now start my thread, also advised by our Bill to be well prepared in time to come.

Will get posting up wha I have shortly.

Hi i have had my ppi case rejected by lloyds because they at the time of taking out the loan said i needed it...
My problem is i didnt know i had it,is it the norm they are just trying to worm their way out?

Does anyone know of a site of history of banks?

I know there is one called "TheWayBack/Machine Web, but on trying it and putting in Lloyds nothing comes up, and am thinking its now because they have split Lloyds/TSB, but surely this is about the history....

Bank customers mis-sold duff packaged accounts

This is a duplicate of the Blog Entry made on 29th January 2014 10:03.

Bank customers mis-sold duff packaged accounts are winning thousands of pounds in compensation. As the Mail revealed yesterday, new figures show...
...

Please can any of you folks confirm if you had to be earning certain income to be eligible for eg, Premier in 2007, Platinum Prior to that etc?

Thanks.

I'm not sure if I read this right on a google search but it used to be that you had to earn at least £60K or something like...

Hi folks
I found a very old statement from 1996, and it was just a classic account, but they charged a service charge.

Now does anyone know anything about Service charges? (think these were chargeable each month) so am curious if this is the same as paying for a packaged account...

Packaged accounts comes under new rules

New rules to govern the abuse of sales of "packaged accounts" from banks have come into force. An estimated one in five UK adults has packaged...

Click to Read More...

This is a duplicate of the Blog Entry made...

Lloyds halts branch sales of packaged accounts

This is a duplicate of the Blog Entry made on 19th December 2012 18:31.

Lloyds current accounts offering added extras such as travel insurance and breakdown cover for an annual fee will no longer be available from ...
...

When we were with Lloyds, they had a habit of upgrading our bank account automatically.

I can clearly recall that the one day we went to purchase a garden item in B&G (DIY)Store, and we knew we had a healthy balance at the time, well not exactly wealthy but it was well in credit LOL!...

Packaged accounts: How paid-for current accounts work

This is a duplicate of the Blog Entry made on 18th January 2012 11:19.

Packaged current accounts receive somewhat mixed publicity so it is worth spending some time examining what is actually on offer before deciding......

Packaged bank accounts mis selling!

Was browsing through and note yet another way to make a reclaim for compensation on Packaged bank accounts if eligible.

May have to check my statements, when I was with Lloyds they kept changing ours all the time, without going through...

What is a Packaged account?


You will pay a monthly fee for an account with extras attached to it from anything from £3.00 to as high as £25.00 a month.


Why should this article be of interest to me?
A recent FSA publication stated this:
...

If it is I most definitely have plenty to say about them cos I am 100% against packaged accounts and I believe that this is the next "big thing" on misselling. Useless accounts sold on the basis on one single benefit and a lot more difficult to reclaim since you are bound to be covered by...