Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
They are Lending Stream & PRA Group.

The entries read as follows:

Lending Stream:
Account Started: 28/01/2011; Default Balance: £788;...

Five of my accounts are with Moorcroft and another two with Wescot. I sent CCA request letters for all of them recently and have received replies which in all cases say .... "in line with our client's procedure you are required to contact our client directly..." or .. "we are not the...

Hi,

If for example a bank pass/sell on a debt to a debt collection agency there has to be some sort of paperwork for this to go through? Can we ask for this transfer of ownership of the debt through the courts and if they don't come up with the documentation isn't that illegal?
...

Type of account - Credit card

Date commenced - 2001

Approx balance - £17,000

Date last paid - May 2015

Are you on arrangement or not paying- Not paying

Status – Default

Account owner – DCA

Aug 2015 Received...

RBS (Mint)

Credit Card
Commenced Oct 2006
Approx balance £8k
Date last paid Sept 2012

Status Default
Owner Cabot

I was introduced to a company called Highbridge in 2012.In September of that year I contracted with them to take over assignment...

Hi Everyone

Where to start!

My other half when he was younger and a bit silly got himself into debt - following your guidance on the other site he followed years ago, he's established that 2 of them are more more than likely unenforceable but one we are not so sure of. The...

If you've had a Barclays account and have recently been notified that it's been transferred to Hoist Portfolio (Inc Robinsons Way) then I wouldn't go sending anything in response!

Instead, and so we can monitor it, please post here - just a brief post clarifying:

1. The Original...

Hello all.

I received a letter today from Cabot Financial stating that they have bought an account of mine that was with Apex. It suggests that I contact their customer consultant team!
The background to this is that from 2004 I received random correspondence from Apex asking me...

hi again.

i have a question on behalf of someone if anyone can assist. it is regarding statute bar and what constitutes a written acknowledgment. a letter was sent following a collection assignment letter saying that they do not acknowledge anything, but it was not headed 'without prejudice'....

I found this document on my pc which I must have found on the internet eons ago. Is there any mileage with it? I ask because I've only ever received assignments via the post and may want to start a new thread.

Mods please post elsewhere if it's in the wrong section. Thanks, Mike....

Hi Everyone
Just a little question or 2 and any advice would be great.
I have had a secured loan loan from Black Horse from about 2007 for the amount of 58k. Earlier this year my circumstances changed and requested Black Horse for reduced payments about 50% less, which they were happy...

Hi Pawly555 and welcome
I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

• Forum Rules and Guidelines
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• To all the Newbies
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We don't...

Hi All

I have read, admittedly on other forums, that there is value in demanding a copy of the deed of assignment. My current dca has only sent a very poor affair which purports to be a Notice of Assignment.

Has anyone on here ever requested one? Does it hold any weight in...

Hi all,

I'm helping my other half out on this one. Her old Capital One account has recently been bought out by Lowell Portfolio 1 LTD.

The original account has been in dispute (CCA request) for some years and until recently we had heard nothing. Lowell's have now bought...

Hi - this loan was handed over to Moorgate from Egg and I am being pursued through Court for the balance. Could you advise on the enforceability - there doesn't seem to be a right to cancel.

Thanks for any help that you can give....