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  • Warnings over fake Royal Mail delivery cards - Bailiffs and Debt Collectors seemingly using

    Royal Mail customers have been warned over fake ‘something for you’ cards arriving through letterboxes, which are posted through homes when a delivery cannot be made. Action Fraud said consumers can spot the fake cards by the absence of a Royal Mail logo and the inclusion of an 0208 number – which...
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  • pipsaholic
    started a topic Bailiff Visit

    Bailiff Visit

    Hi Guys,

    Need some guidance here. I sent 3 repeated letters Lloyds asking for proof of debt/original contract/claim against me/original credit agreement) have now passed it over to Fidelite DCA and rather than sending me several letters like others demanding payment they are going to pay...
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  • CLAIM IN COURT FROM IDR/LINK

    I am due in court next month. I am being chased for close to £11k for a pre-2007 credit card account. After 3 years and the three letters and estoppel, the debt collectors refused to give me any documentation, even after they brought a case against me in the County Court. I defended, and the case was...
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  • Requesting CCAs - will it reset Statute Barred Clock

    Hey Guys - if I request CCAs from the debt collectors, will this reset the statute barred clock as the debts are about 4 years old?

    Thanks!
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  • nowpennywise
    started a topic nowpennywise

    nowpennywise

    I am going to attempt doing my diaries things started to change for us in 2009 when oldest daughter took ill O/H kept having to leave work to go and look after her she had her own home so was taking a lot of time off work to be with daughter at her home O/H was not getting any pay and money...
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    Last edited by nowpennywise; 23 October 2016, 22:39.

  • AAD News Feed
    started a topic Mental health and debt problems:

    Mental health and debt problems:

    Mental health and debt problems:

    This is a duplicate of the Blog Entry made on: 4th March 2016 13:17
    Much has been written about the easy availability of debt at a time of record low interest rates.
    The latest data showed that consumer credit was growing at the fastest pace
    ...
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  • mookiee001
    started a topic Stupidly made offer to MBNA - declined

    Stupidly made offer to MBNA - declined

    So I previously lived In the UK and moved back to the States a few months ago. I had been made redundant by my firm and received a small sum which helped us move back and buy a used car etc. I had tbsp left in my UK bank and contacted mbna trying to get a settlement amount. I was trying to payoff my...
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  • Working with India's women debt collectors

    Working with India's women debt collectors

    This is a duplicate of the Blog Entry made on 31st July 2015 13:31.

    India has seen a rise in bad loans over the past year - money lent by banks to people or companies that has not been repaid. One sector that stands...

    ...
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  • alfie
    started a topic Statute barred?

    Statute barred?

    hi again.

    i have a question on behalf of someone if anyone can assist. it is regarding statute bar and what constitutes a written acknowledgment. a letter was sent following a collection assignment letter saying that they do not acknowledge anything, but it was not headed 'without prejudice'....
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    Last edited by alfie; 31 July 2015, 06:05.

  • Banks bullied woman for FIVE YEARS over a £16k debt

    Banks bullied woman for FIVE YEARS over a £16k debt

    This is a duplicate of the Blog Entry made on 29th July 2015 15:19.

    *was contacted by 24 different firms* *Debt collectors threatened to repossess her house* *She told banks, phone firms and credit card providers it......
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  • Court letter and bailiff letters and calls

    Could someone please help me I have a severe learning delay and very bad mental health problems.
    I was silly I was given credit all from consumers and I forgot all about them I paid some off then now I'm getting letters from debt collectors and have had a court letter. Am I going to lose my home?...
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  • FCA announces review of DCA staff remuneration

    FCA announces review of DCA staff remuneration

    This is a duplicate of the Blog Entry made on 25th March 2015 14:22.

    The Financial Conduct Authority (FCA) has revealed plans to review staff remuneration in debt collection agencies (DCAs), ahead of the regulator’s...
    ...
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  • Jakka_uk
    started a topic 1st Credit - Unknown Debt

    1st Credit - Unknown Debt

    My partner has received a letter from 1st credit which did not really have any details on it; so we called to find out what it related to.

    They are saying he has an unsecured loan from City finance for £1336.39 which has not had a payment since 28/02/2006. He has no idea what this could...
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  • 1NightInIbiza
    started a topic Debt collection on Christmas Day

    Debt collection on Christmas Day

    Hi All,

    Firstly, I hope everyone has a good Christmas & New Year Period

    I was sent an email from BPO Collections yesterday (on behalf of Virgin Media), dated 25th Dec and received at 9:09am. Are they allowed to do that on Christmas Day!? Seems very underhand to me!...
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  • floppy29
    started a topic Santander passed to Robinson way

    Santander passed to Robinson way

    Any advise please, I had a Santander credit card which I took out in 2009, I defaulted in 2011 not paid a penny since, today I received a letter from Santander to say that in accordance with our rights your account and the balance has been sold to hoist portfolio Holding 2 ltd on 15/10/14. Also today...
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