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  • pipsaholic
    started a topic Bailiff Visit

    Bailiff Visit

    Hi Guys,

    Need some guidance here. I sent 3 repeated letters Lloyds asking for proof of debt/original contract/claim against me/original credit agreement) have now passed it over to Fidelite DCA and rather than sending me several letters like others demanding payment they are going to pay...
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  • Moorcroft and Wescot are not the DP

    Five of my accounts are with Moorcroft and another two with Wescot. I sent CCA request letters for all of them recently and have received replies which in all cases say .... "in line with our client's procedure you are required to contact our client directly..." or .. "we are not the...
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  • CLAIM IN COURT FROM IDR/LINK

    I am due in court next month. I am being chased for close to £11k for a pre-2007 credit card account. After 3 years and the three letters and estoppel, the debt collectors refused to give me any documentation, even after they brought a case against me in the County Court. I defended, and the case was...
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  • Requesting CCAs - will it reset Statute Barred Clock

    Hey Guys - if I request CCAs from the debt collectors, will this reset the statute barred clock as the debts are about 4 years old?

    Thanks!
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  • nowpennywise
    started a topic nowpennywise

    nowpennywise

    I am going to attempt doing my diaries things started to change for us in 2009 when oldest daughter took ill O/H kept having to leave work to go and look after her she had her own home so was taking a lot of time off work to be with daughter at her home O/H was not getting any pay and money...
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    Last edited by nowpennywise; 23 October 2016, 22:39.

  • Difficulttimes
    started a topic 22 years old and over my head in debt.

    22 years old and over my head in debt.

    Hi.

    First of all I am new to this forum and would like to say how nice it is to see all the people giving advice and a helping hand to others. I'm sure 99% of us on here have been in debt and financial difficulty at some point in our lives.

    i will start of with a little...
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  • AAD News Feed
    started a topic Mental health and debt problems:

    Mental health and debt problems:

    Mental health and debt problems:

    This is a duplicate of the Blog Entry made on: 4th March 2016 13:17
    Much has been written about the easy availability of debt at a time of record low interest rates.
    The latest data showed that consumer credit was growing at the fastest pace
    ...
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  • mookiee001
    started a topic Stupidly made offer to MBNA - declined

    Stupidly made offer to MBNA - declined

    So I previously lived In the UK and moved back to the States a few months ago. I had been made redundant by my firm and received a small sum which helped us move back and buy a used car etc. I had tbsp left in my UK bank and contacted mbna trying to get a settlement amount. I was trying to payoff my...
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  • Working with India's women debt collectors

    Working with India's women debt collectors

    This is a duplicate of the Blog Entry made on 31st July 2015 13:31.

    India has seen a rise in bad loans over the past year - money lent by banks to people or companies that has not been repaid. One sector that stands...

    ...
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  • alfie
    started a topic Statute barred?

    Statute barred?

    hi again.

    i have a question on behalf of someone if anyone can assist. it is regarding statute bar and what constitutes a written acknowledgment. a letter was sent following a collection assignment letter saying that they do not acknowledge anything, but it was not headed 'without prejudice'....
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    Last edited by alfie; 31 July 2015, 06:05.

  • Banks bullied woman for FIVE YEARS over a £16k debt

    Banks bullied woman for FIVE YEARS over a £16k debt

    This is a duplicate of the Blog Entry made on 29th July 2015 15:19.

    *was contacted by 24 different firms* *Debt collectors threatened to repossess her house* *She told banks, phone firms and credit card providers it......
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  • Court letter and bailiff letters and calls

    Could someone please help me I have a severe learning delay and very bad mental health problems.
    I was silly I was given credit all from consumers and I forgot all about them I paid some off then now I'm getting letters from debt collectors and have had a court letter. Am I going to lose my home?...
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  • sara2
    started a topic Court threat from Cabot/Mortimer Clarke Solicitors

    Court threat from Cabot/Mortimer Clarke Solicitors

    Hi all,

    I have revived this letter out of the blue. I have sent CCA request when I first started in this forum but I didnt get anything, and it has been passed around debt collectors. I have moved address but I received this now. Do I send CCA request now? and to who? vanquis or cabot...
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  • Anni
    started a topic drydensfairfax letters

    drydensfairfax letters

    Hi
    I hope that somebody can help me please? I received a letter from drysdenfaifax to my old address,and it came in the redirected mail. It said I owed money to Arrow, who I had never heard of so sent it back "not at this address" then another went to that address and came in redirected...
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    Last edited by Anni; 29 April 2015, 18:02. Reason: spelling

  • FCA announces review of DCA staff remuneration

    FCA announces review of DCA staff remuneration

    This is a duplicate of the Blog Entry made on 25th March 2015 14:22.

    The Financial Conduct Authority (FCA) has revealed plans to review staff remuneration in debt collection agencies (DCAs), ahead of the regulator’s...
    ...
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