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  • AAD News Feed
    started a topic Lifestyle quiz to secure a mortgage

    Lifestyle quiz to secure a mortgage

    Lifestyle quiz to secure a mortgage

    This is a duplicate of the Blog Entry made on 25th April 2014 07:15.

    Mortgage applicants face tougher questions about their lifestyle, under new rules that take effect on Saturday. The changes are designed to "hardwire...
    ...
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  • IF
    started a topic Happy St. George’s Day

    Happy St. George’s Day

    Happy St. George’s Day from all of us at
    AADforums.

    [img]http://forums.all-about-debt.co.uk/attachment.php?attachmentid=11615&d=1398208114[/img]


    ...
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  • TibetanMonk
    started a topic Brighthouse - Good or Bad?

    Brighthouse - Good or Bad?

    Hey

    So I've applied with Brighthouse and been pre-approved pending employment and affordability checks.

    Anyone dealt with these? And if I do get something will my credit rating improve despite the fact I have defaults on my file?

    Thanks,

    Jordan
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  • Letting agent refusing to pass on an offer

    Hi All

    Quick question to all the private landlords.....

    We are looking at renting and viewed a house this week that we were very interested in. Its been on the market for several months now with at least one collapsed application (applicants decided they liked something else)....
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  • CO SOLD TO DCA AFTER 6 YEARS OF NO CONTACT.

    Hi, everybody. had a final charging order on my property (property is in joint names/co in mine only) over 6 years ago. i was never contacted after the co was given until recently. like others on here i just wanted to check the legality of the dca being able to enforce the co ? or even ask for payments....
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  • rodlaw
    started a topic disabled got house

    disabled got house

    Last july had to stop working because of 3 rare diseases, can't pay morgage, went with shelter
    that stoped 31st march 2014, told on 31st they can not buy are house because it is non standered house, so left right in it, morgage balance 167,000, house worth 240,000
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  • lookingforward
    started a topic Mortgage question

    Mortgage question

    Quick Q,

    Some time back we were taken to court for repossesion which we managed to stave off and agree an affordable payment plan with the mortgage Company. After keeping up with this for a while the they wrote to us stating they had consolidated the arrears onto the loan so we no longer...
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  • pompeyfaith
    started a topic Sky Broadband

    Sky Broadband

    For quite a while now I have been getting an inferior broadband service, indeed some while back Niddy and Riz gave me some advice to try and improve it to no avail.

    I have been getting 3mb at the best and less at the worse along with drop outs I have had countless calls to customer services...
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  • Sapphire
    started a topic Fords

    Fords

    Hiya

    I'm wondering if anyone can help me with this, basically I want to know if I have any rights with say the sale of goods act or the warranty on my car ? Does anyone know of any laws etc I can quote in a letter of complaint ?

    Here's what has happened....

    Over...
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  • lloydjones
    started a topic House move/mortgage advice please.

    House move/mortgage advice please.

    We would like to move house and have seen a property we like. The house is £265,000 and we have 5% as a deposit (we might be able to raise some more). However, we are disputing unenforceability with some creditors and have some defaults between us. We have never missed a mortgage payment in 11 years,...
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  • Riz
    started a topic Government & FCA responses to BIS committee report

    Government & FCA responses to BIS committee report

    Business, Innovation and Skills Committee - Fourth Special Report
    Payday Loans
    Here you can browse the report which was ordered by the House of Commons to be printed 4 March 2014.

    Contents

    Terms of Reference

    Fourth Special Report

    Appendix...
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  • di30
    started a topic OFT/Banks to make Refunds of over £149 million

    OFT/Banks to make Refunds of over £149 million

    I expect this already been posted, but its one to come and I am aware of a list of banks but its not an official list, I can of course add them on here if you want me to. But it is said that the OFT are expected 17 banks to refund over £149 million.

    More on the story below, but am going...
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  • mike'y
    started a topic Property Charge F & F offer?

    Property Charge F & F offer?

    I'm considering making an offer to pay off a charge on my property. I can't pay the whole amount but may be able to pay enough to tempt the individual with the charge to accept my offer.

    The thing is, I've read various templates but none which relate to a property charge. Can somebody...
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  • Child Support Agency 2003 scheme Child Maintenance new scheme for cases after 25th Nov 2013

    Just wondering if anyone can help with query for son.
    child no 1 registered under 2003 scheme
    child no 2 born 2006 voluntary family agreement paying £200 a month as jointly agreed. Voluntary arrangements are not taken into account under 2003 rules, so this was not registered with CSA...
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  • Scarlettmh
    started a topic Housing advice ,I am on Benefits

    Housing advice ,I am on Benefits


    I need advice. I am having a terrible predicament, I might not be on the right group,for help. OK, I want to do a Housing Association swap. I have a wet room and want to swap for a flat with a bathtub-shower combo. My wet room was installed by a grant from HCC. In 2008. As the lease holder the...
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