Hi all,
I am looking for advice, I have so much debts I don’t know what to do. I have been paying them for years but I could not manage more than the minimum so I could never pay them off. Some of them very old, last month I have sent for SAR to see if there are charges I can claim,...
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Sara2 UE Diary
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George Osborne's hidden cuts will take away 30% of income for poorest families
George Osborne's hidden cuts will take away 30% of income for poorest families
This is a duplicate of the Blog Entry made on 25th November 2012 11:15.
TUC report says reductions in benefits and tax credits will be compounded by loss of services.Britain's poorest families are... -
Pay it Forward UK
After the news of the Yanks offering to purchase debts, there's a group appeared on FB earlier. Literally, registered in the last couple of days.
Obviously based on the fact the domain and company name is already in use I can't see where these guys think they're going, and whilst I agree... -
Reference Information for Calculating Actual Redress
Here's the links to the main official sites by FSA & FOS in describing how redress should be calculated
The new authorative method of calculating redress is Appendix 2 page 104 onwards--see in particular page 115 for credit cards (revolving credit)
FSA Handbook 10/12-The...Last edited by Turboman; 13 October 2014, 12:55. -
Parachute account, switching worry
Hi all
New here, and probably likely to start a few threads soon as trying to get myself out of trouble and all that.
Anyway for now, i have like many got stuck in the payday loan hell with three PDLs. So this week i have been to Halifax and opened a new account (credit... -
re aviva and fos
2yrs ago i started a claim with shop direct re ppi reclaim,refused Then to FOS agin regected. I put it to the adjudicator refused again in a letter today
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The expanation is detremental to the ins company
1. not clear it was explained or wether i gave consent
2.aviva says advise... -
Campaigners in USA buy individuals' debts for pennies and write them off
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Plusnet & Dlink dsl-2740 problems
I have been recently experiencing a fair few wireless drops and also router losing connection
Plusnet are adamant that there is no issue here and seem to think that i have a perfectly good line (although im stuck with 2-3meg, 8 houses down the road can get fibre and get 80meg) and even... -
cardio's Diary
Okay, first post on first day on this site...
I'll not go through the whole story but will just say where I am now.
I have sent 3 CCA recorded delivery letters each to the OC, the OC's agent and the DCA...the last letter is out of time for a reply, in fact no one has replied to any... -
Barclays bank in quarterly loss
Barclays bank in quarterly loss
This is a duplicate of the Blog Entry made on 31st October 2012 09:18.
UK bank Barclays has reported a pre-tax statutory loss of £47m for the three months to September, against a £2.4bn profit for the quarter last...
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Long battle with welcome finance, am I wasting my time.
Hello everyone
I am a new come to this site and thought if I could see if I am wasting my time with my battle.
For several years I have been playing ping pong with welcome finance over a secured loan.
It all started when I joined another forum and I was given some... -
Emptage v Financial Services Compensation Scheme [2012] EWHC 2708 (admin).
Emptage v Financial Services Compensation Scheme [2012] EWHC 2708 (admin).
The High Court has ruled that the Financial Services Compensation Scheme misdirected itself and acted irrationally in awarding too little compensation to a consumer who received unsuitable mortgage...Last edited by transformer999; 22 October 2012, 06:13. -
Is there a statutory duty to produce proper accounts on a loan?
This may sound like an idiot question but I do have a good reason for asking.
Under what law is there a duty to produce accurate accounts for a loan? accounts that are not only right but are comprehensible to the borrower? I have read the Consumer Credit Act 1974 (under which I have... -
Morgan Stanley reports $1bn loss
Morgan Stanley reports $1bn loss
This is a duplicate of the Blog Entry made on 18th October 2012 17:47.
US investment bank Morgan Stanley has reported a net loss of $1bn (£600m) for the three months to the end of September. It had made a profit of...
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Best way to approach this?
Hey,
Ok, a family member has a loan they took out for a boat (I dont know figures, perhaps somewhere between £15k - £25k).
It is probably around 2 - 2.5 years old. As far as I am aware there have been no repayment problems to date, but his circumstances have just changed,...