Long story short:
This one has been going on since 2008 when I stopped paying MBNA after they sent me this in response to a CCA request:
[img]http://i218.photobucket.com/albums/cc40/FredBasset_2007/Slide2-3.jpg[/img]
There has been a lot of correspondence since then and...
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Fred Bassett v Arrow Global
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In a mess head spinning.
Hi All,...
Firstly my apologies if I have posted this in the wrong place.
Sorry if this is a bit long but it's difficult to know where to start, please bear with me. I lost my job last week so I am now unable to make payments to my creditors as arranged by the CAB some timeLast edited by snudgerchops; 1 March 2012, 11:27.
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What could be done here ?
Two credit card debts, defaulted in 2005, potentially both unenforceable. Both gone through to CCJ, one to a charging order. Charging order has been repaid, the other is an outstanding CCJ from 2008.
Assuming for a minute that they were both proven unenforceable, what could be done ?...
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help for hubby
My husband has a credit card debt of just over £6000 ( its been brought about by years of job losses and redundancy, swapping from one credit card to another to gain advantage of the interest free credit periods so he could meet the minimum payments each month) Around 12 months ago the minimum...
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What to do when your account is Assigned?
I received the following assignment papers.
Niddy and Everyone!
Received letter from MBNA and Arrow Global dated 15/1/12.
As the account is UE, do I need to send another CCA request to Arrow please?
Thank you for any advise in advance. bobo x
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The long road....
Hi all...
Hope this is the right place to post this, im sure i will find out soon enough..
Ok...got sucked into the buy now pay back later scam from the banks....helped to keep the economy booming....
Then back in 2007 it all started to go pear shaped..
My wife due...Last edited by stuffthebanks; 23 January 2012, 18:50.
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Unenforceable Overdrafts - CCA Information
new process - effective 2019
Please note the information below is slightly outdated - please instead read the following info Here then send us a question on this thread.
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overdrafts - cca information &...Last edited by Never-In-Doubt; 2 January 2020, 15:32.
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Shoegirl1978 Diary
Hi all,
Although I'm a new poster, I've been following the advice from Niddy for quite a while now since the other site days. However, all has been quiet with my creditors so there has been no need to post.
So, much to my surprise, the other day I received a response to one...Last edited by shoegirl1978; 31 January 2012, 10:06.
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Clearingthepas UE Diary
We (hubbie and myself) have £120k unsecured debt which was in personal names, though vast majority came from failed business –long story but we both had good credit ratings once (lol) and banks were happy to keep throwing money at us for far too long. When we held our hands up bank suggested...
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Marlings UE diary
hi all
thanks very much for the welcome's i have recieved.
over the weekend i have thought over my situation and got my information together and would like to give ue a go.
ok in total i have 12 accounts(1 ccj) (all pre 2007) totaling £94k this includes wembley stadium which i might...
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Arrow Global and Orange
At last some movement. I know Arrow Global bought a load of Orange accounts and have been fairly proactive in trying to collect them.
Despite their best efforts they haven't had a penny from me, nor are they going to get a penny! I've just had a letter saying there's been an Equitable...
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Keep-Trying UE Diary
The Background is had credit, lost job , started CCCS had two children and carried on paying CCCS.
Egg applied a Default, HSBC applied a Default, Vigin Credit Card applied lates so a pretty screwed Credit Rating.
Never really looked in detail at the debts as life was so busy, I am sure charges...Last edited by keey-trying; 20 July 2011, 10:21.
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HSBC Credit Card
Hi, First of all I love the site and help it was finding this site that got me started as after I lost my job a few years ago I got stuck and used CCCS. After getting a letter from arrow global when egg sold off the debts I thought enough was enough and have challenged everything.
My Egg(arrow...
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Full and Final settlement
Not sure if this is the right place but I had an account with Arrow global which I had defaulted on which is fine...but I did a full settlement last year and its still showing that I owe the 74 pound reduction I got when i paid in full surely it should say satisfied and aarow are saying its not up to...
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Egg Loan Transferred to Arrow Global
Had a letter in the post today from Egg. My first in 12 months. I think its a notice of assignment to "Britannica Recoveries S.a.r.l, t/a Arrow Global Receivables Mgt Ltd."
Anyone heard of this shower?
Background: I defaulted on this loan in 2006 and entered...Last edited by The Debt Star; 24 June 2011, 19:43.