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  • churchman
    started a topic HL Legal Solicitors

    HL Legal Solicitors

    Hello,

    This mob have apparently been appointed by Cap Quest, even though CQ have acknowledged that they are to comply with CCA request (made to OC in February - who cashed the chq and said they would send docs the same month).

    Is another 'sold whilst in dispute letter' required...
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  • My son's consumer rights buying used car/recurring problems

    Hi folks
    I did post a post the other day but unable to find it lol, no worries as I know there's been upgrades to the new fab site.

    My son purchased a used 2nd hand car by HP in June with 3 months free warranty.

    It wasnt cheap either, but he had 3 unfortunate breakdowns...
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  • MattyA
    started a topic Company insurance problems

    Company insurance problems

    Hi all,

    Just wondered if anyone has experience in commercial insurance ?

    I have come across an issue whereby our ex FD who has apparently entered into a five year agreement with our broker to give them exclusive rights to provide our insurance cover.

    This came...
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    Last edited by MattyA; 22 July 2013, 18:51.

  • pooky2483
    started a topic Vodafone & Zinc - CCA Request

    Vodafone & Zinc - CCA Request

    I sent Zinc a CCA request back in 28th May and have not heard anything since. They are WELL over the 12+2 days limit, I am trying to find the correct next letter to send them but I am not having any luck finding it.

    I know they have received it as it was signed for the following day.
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  • Moradin
    started a topic Should i CCA

    Should i CCA

    Stopped paying 1 year ago. 5 credit cards.

    two have dissapeared from noddy credit file thingy.

    one was mbna, but i think its been sold to aktiv.

    should i CCA , and i do, is it to aktiv?.. (not mbna), and
    should i cca the other 4?

    have 1 ccj,...
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  • Barclaycard - Bryan Carter

    Hello,

    Hope someone can help, I'm not sure what to do on this.

    I received a letter today from Bryan Carter Solicitors. They are writing regarding an old Barclaycard account that was with Lowell.

    When Lowell took it over I wrote explaining it was in dispute...
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  • Freckles
    started a topic Don't know what to do.

    Don't know what to do.

    Sorry its late I wont expect any reply's until tomorrow just had to get it off my chest.

    2000 - Received credit card
    2011 - Could not keep up payments
    Agreed £10 a month till a change in circumstance
    Over the phone and in writing requested my CCA(due to extortionist ...
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  • Miss-Treated
    started a topic Miss-Treated's UE Diary

    Miss-Treated's UE Diary

    Hello everyone.
    The time has come for me to deal with debts that I have had for quite a few years now. They are all as a direct result of trying to help my ex-husband keep his business afloat. I know now I should have known better. He is long gone but the debts are still here.

    ...
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  • AKTIV KAPITAL HASSLING US

    Hi

    New to this forum, and urgently need help.

    Avtiv Kapital has written to me advising that they have taken over my debt and offering me a 10% discount if I pay in full within 14 days along the lines of...

    "YOU PAY £7628.89 WE PAY £1907.22 TO BE MADE...
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  • cardiac arrest
    started a topic Default 28 days ?

    Default 28 days ?

    I understand that a remedy for an arrears default must allow 14 days plus postage time.

    However, if the arrears are not paid, my DN says the agreement will be terminated and the credit card account closed...the full balance must then be paid immediately...if you do not do this we may take...
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  • tbb
    started a topic Help DCA letter first time in debt.

    Help DCA letter first time in debt.

    Hey,

    Im zac and im 20, I took out a contract phone with O2 earlier this year whilst i had a job, I suffer from really bad anxiety issues which forced me out of my job because i was unable to go to work. now i am practically agoraphobic i am seeking medical help anyway i digress. As soon...
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  • alangee
    started a topic Statute Barred

    Statute Barred

    Does reclaiming unfair charges or PPI restart the SB clock?

    Alan
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  • "Final warning: legal action" - Barclays

    Just had a letter forwarded to me from my old address. It's from Barclays, threatening a CCJ over an amount that is below £1,000.

    This account had an agreed £1,000 overdraft limit on it for over a decade and obviously this amount was within that limit.

    A few months ago, Barclays...
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  • Diasflac
    started a topic UE - Question

    UE - Question

    I was wondering generally about this. If you do go down this method and they cannot pursue the debt. Can you demand defaults and missed payments, well, the whole agreement, be removed from your credit file?

    Another question on this is when the credit agreement was online so there is no...
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    Last edited by Diasflac; 16 May 2013, 14:06. Reason: Extra question.

  • Sophie
    started a topic Debt with Very.

    Debt with Very.

    Hello everyone.
    I'm hoping someone can help me with this, I'm really worried and don't know what to do.
    Ok, well I've been with Very catalogue for quite a few years now and have never missed a payment, until now.
    I've been paying £100 a month-I owe roughly £1400, but now my hours...
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