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  • Sainsbury's Bank systems failure leaves shoppers unable to use credit cards

    Sainsbury's Bank systems failure leaves shoppers unable to use credit cards

    This is a duplicate of the Blog Entry made on 8th January 2015 10:37.

    *Shoppers have voiced their anger on Twitter after a systems failure at Sainsbury's Bank left them unable to pay for items with...
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  • DebtDevil
    started a topic Decision made! bankruptcy it is!

    Decision made! bankruptcy it is!

    Sorry had remove
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    Last edited by DebtDevil; 6 June 2015, 22:35.

  • chumbers
    started a topic 1st Credit - please help

    1st Credit - please help

    Hi,

    First of all I wish to state how refreshing it is to find such a well organised forum with help on debt matters.

    Here is my situation:

    Had loan facility for a business taken out as a personal loan (unsecured) back in 2001. This was on a joint account for me...
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  • Never-In-Doubt
    started a topic Natwest Application - Pre Checker

    Natwest Application - Pre Checker

    In case you're looking for a mainstream card and don't want to submit a full application, then test out Natwest Pre-Application Approval Indicator....

    --> https://indicator.natwest.com/

    It's worth a go folks, get over 47% chance of acceptance and chances are, you might...
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  • Shadow2981
    started a topic Section 75 Question...

    Section 75 Question...

    Couldn't decide whether this should be posted in here, or under Credit Cards - apologies if I chose incorrectly.

    I am looking for some clarification re: Section 75 "protection"...

    Here is the situation:

    I purchased a mobile phone in April 2014 from Phones4U...
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  • FEL1C1TY
    started a topic FEL1C1TY's UE Diary

    FEL1C1TY's UE Diary

    Sorry in advance for the extremely long post but I wanted to provide some background to my situation before asking for some help in dealing with a particularly annoying DCA that are being very uncooperative in my attempts to settle an old credit card account.

    Between 1999 – 2004 I...
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  • PPI interest payments - or did I dream this?

    Received a PPI payout a few weeks ago, on a credit card that has been terminated and defaulted. The payout was a little less than the card balance so it was all credited to the outstanding balance on the card.

    I seem to have an idea in my head that the 8% statutory interest part of the...
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  • Credit Card Accounts – Best Management Practice

    I thought I would start this thread for the benefit of those people who have reached the stage in their rehabilitation where they are able to obtain a credit card, so that they can attempt to rebuild their credit rating for the future.

    I was recently able to qualify for two credit cards,...
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  • Spector
    started a topic DCA resurrecting a written off account

    DCA resurrecting a written off account

    Hi


    I don't know if anybody can advise me, please?


    I had severe financial problems in 2002/3 as a result of being swindled in business and was left with lots of debt including a number of credit cards with high balances.


    I agreed token payments...
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  • Henry Petals
    started a topic MIL Collections

    MIL Collections

    These are a particularly horrid collection agency, based in Truro chasing me for a debt that was originally addressed to my limited company (liquidated) from VIKING Direct for some £220. It goes back two years ago.

    Last year my husband had a mental breakdown and was bullied on the phone...
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  • moonie
    started a topic help please

    help please

    Today I received an email from "contact from ruthbridge.com " saying they are acting on behalf of their client 'Cabot Financial' and asking me to confirm an old address in UK. I did a search on ruthbridge.com and they are a debt recovery business.
    I recently informed Cabot Financial...
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  • Pixie
    started a topic Happy Birthday ScabHunter

    Happy Birthday ScabHunter

    Happy Birthday ScabHunter [img]http://forums.all-about-debt.co.uk/images/smilies/Generic%20Smileys/icon_beer.gif[/img]

    Hope you have a great day, Pixie x

    [img]http://forums.all-about-debt.co.uk/attachment.php?attachmentid=10897&d=1389958089[/img]


    From Niddy and all of
    ...
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  • Wilkin Chapman claim issue without pre-action protocol?

    Hi All,

    I have been in discussions with Wilkin Chapman who are chasing an arrow debt for just under 6k. I have been in an email discussion with them about full and final offers and about setting up a monthly payment. I last emailed them 2 weeks ago. However I received a letter today to...
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  • Shadow2981
    started a topic Shadow2981 vs. Lloyds Banking Group

    Shadow2981 vs. Lloyds Banking Group

    In light of the recent case against Lloyds for unfair overdraft charges - I have realised that I could be owed a substantial amount of money - and assistance in getting it back would be hugely appreciated.

    I have 4 accounts from which to claim back on from dates somewhere betweeen 2001...
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    Last edited by Shadow2981; 23 September 2014, 10:26.

  • cymruambyth
    started a topic Recalculation of PPI already paid

    Recalculation of PPI already paid

    Hi everyone, there has been lots in the press about underpayment of PPI. Are companies supposed to contact you or vice versa? How far does this go back as I'm sure LLoyds underpaid me but I was just grateful to receive anything!
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