484 results in 0.0033 seconds.
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Checking validity of CCA's
Hi I am in the process of trying to determine whether or not a couple of CCA's I have recently received are enforceable or not.These are from JD williams and Freemans.These accounts were both opened about a year or so ago and due to a drastic fall in income I can no longer make full payments to these... -
PPI
Hello Lovely people.... I would like to find out if I paid PPI on any of my loans, credit cards. I was convinced I hadn't but when dealing with a court claim with excellent help from members I found to my delight I had back in 2004 paid £900 in PPI.
I'd like to write to all my old loans/card... -
Does all contracts ceased with IVA?
Hi all,
Asking this question for a friend. Hope someone can help and thank you in advance.
My friend started his IVA journey 1st March 2015.<br><br>His creditors
1.Landlord (commercial business with 15 years lease remaining but stupidly, my friend used... -
CAPITAL ONE CREDIT CARD
Hello all
A while ago I saw on the internet that for several reasons some pre 2007 C.C.A. agreements may be unenforceable and as I have a 2002 Credit Card agreement with Capital One which is in default I became intrigued so investigated further and came across this forum. The postings... -
Official receiver disaster!
Sorry had to remove this post.Last edited by DebtDevil; 1 June 2015, 22:22. -
Default lowell
I have been trying to get a default removed from my Lowell account which has been closed since 2010. It appears as Lowell on my experian report but it was from a debt from shop direct. I sent them a letter asking for the original default notice and they told me the following..... -
Mortgage and outstanding debt
Hi there,
So the last applications for the Right To Buy scheme up herein Scotland are on 31st July 2016 and I hopefully will be looking to apply aroundthat time so I’m trying to get my debts sorted out now in the event I have a chanceof getting a mortgage.
Mortgage wise I have no idea... -
simeon=RBS
New Friends
Just tried to post this through BlackBerry but failed.
I am/was an SME that had a fantastic relationship for ten years or more with RBS before the game changed.
I had 15K business facility, 6.5K personal facicilty, good cash flow, a business manager... -
new poster seeking advice
Hi, this is my first post. Recently retired on a modest income and am unable to meet the minimum payments on two credit cards.
I am frightened at the situation I find myself in and would welcome any advice.
I will make 2 new posts with details of each card.
thanks -
Credit Cards when Disability Hits Us (2) - Aqua
Starting a thread here for my Aqua credit card, which I am now unable to repay due to the onset of my wife's debilitating illness over the past year or two. The initial story starts in my other thread here, and involves two card accounts:-
http://forums.all-about-debt.co.uk/showthread.... -
Credit Cards when Disability Hits Us
Hi all. I'm just starting 2 threads in here, as it seems the right place - but please move elsewhere if needed. I'm now subsisting on Pension Credit, and caring for my wife who became disabled last year. She applied for P.I.P., but is still awaiting the result of this. However - I had 3 credit cards... -
CCA1974 Vs overdraft
What are the Laws regarding overdrafts.
A Rough out line,
I had a bank account that had an agreed over draft and When I lost my job some time ago I went over the agreed limit. I did everything could to keep straight but spiralling bills just kept dragging me down. I suffered with depression... -
Legal Proceedings to be issued - MBNA
Hi
My husband and I received letters for local solicitor acting on behalf of PRA Group (UK) Ltd demanding payment for MBNA credit cards x 3 (total debt = 8.5k)
Income/Expenditure form attached for completion.
Threatening legal proceedings will be issued without... -
Can I apply for credit? Best card to apply for?
Hi
I have one default left on my file due to fall off in two weeks. All my debts are SB now (hopefully!)so im hoping to repair my file.
I've had my bank account for 7 years and have all green ticks since then. I had for the a vanquis card for the past ywo years that... -
Aged Debts- when do they cease being an issue?
Hi, I have read so much stuff in the last month and although I have learnt loads I am still a bit confused.
My partner has a big pile of relatively small debts - JD Williams Jacamo and all that lot plus Mext and maybe a couple of others. They vary from £100 ish to £1200, I doubt there...
