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  • Freckles
    started a topic I'm back

    I'm back

    Hi Everyone,

    It's been a long time and in a way that's a good thing.Since I last posted here I've worked hard,studied and worked my way towards a better job.I started that job 2 weeks ago and I come home everyday exhausted but happy.Things seemed to be finally working out.However I came...
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  • Aimee09
    started a topic Sunny and lendingstream help

    Sunny and lendingstream help

    Hi I'm looking for some advice regarding sunny and lendingstream i currently have 3 loans with sunny and 5 loans with the lending stream I have received an email from lending stream offering a waiver of all 5 loans a total of nearly £900 after sending an email of complaint about irresponsible lending...
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  • AAD News Feed
    started a topic Mental health and debt problems:

    Mental health and debt problems:

    Mental health and debt problems:

    This is a duplicate of the Blog Entry made on: 4th March 2016 13:17
    Much has been written about the easy availability of debt at a time of record low interest rates.
    The latest data showed that consumer credit was growing at the fastest pace
    ...
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  • [CLOSED]Continues in AAD+ Arrow Global Guernsey Ltd (Restons) v Smallpaws

    Your AAD Forum Username

    Smallpaws

    Name of Claimant

    Arrow Global Guernsey Ltd

    Name of Claimant's Solicitors

    Restons

    Claim Issue Date

    23 February 2016

    Who Signed the Claim Form?

    The Solicitor Firm
    ...
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    Last edited by Deepie; 25 February 2016, 16:26.

  • Strepsi
    started a topic Next CCA

    Next CCA

    Hi,

    Just received my wife's credit agreement for her next directory account.

    The agreement does not contain any information with regards her personal details or signature.

    What should we do now, it has also come with what looks like and standard letter....
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  • Spent2much
    started a topic Received my PIP form today

    Received my PIP form today

    I just received my PIP form today and im not going through with it , just had a massive panic attack reading all about the assessment i can't cope with this anxiety over this and waiting for the assessment will cause me more illness im in tears here and there is no way im going to put a claim in i just...
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  • Strepsi
    started a topic PPI Claim Help/Advice

    PPI Claim Help/Advice

    Hi,

    I am sure this question has been posted many times before. If it has could I be pointed to the appropriate thread?

    Myself and wife have got ourselves in a bit of a mess financially.

    I am finally getting around to tackling PPI, unfortunately all our accounts...
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  • AAD News Feed
    started a topic Personal insolvencies at 10-year low

    Personal insolvencies at 10-year low

    Personal insolvencies at 10-year low

    This is a duplicate of the Blog Entry made on: 31st January 2016 08:29
    The number of people being declared insolvent was at is lowest level for a decade in 2015, but debt problems started to pick-up late in the year.

    A total of 79,965
    ...
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  • Anjkudes
    started a topic Nolan and Hillesden

    Nolan and Hillesden

    Nolan Solicitors (Glasgow) were granted a decree and charge for payment order against me for a debt passed on to Hillesden Securities by City Financial around 2010. I have been paying £25 then £70 per month since then. The original debt was £5200 but with added 8% interest and charges.
    The...
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  • Knightsbridge snaps up insolvency cases of debt management firm

    Knightsbridge snaps up insolvency cases of debt management firm

    This is a duplicate of the Blog Entry made on: 20th January 2016 13:17
    Knightsbridge Insolvency Services, part of the Money Advice Group, has acquired all the insolvency cases from Personal Debt Help Line (PDHL) –
    ...
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  • JudgeDreddy
    started a topic E-mail and the DPA

    E-mail and the DPA

    I have a separate e-mail, on a separate domain, on a separate e-mail program for dealing with debts and such matters when I do not wish to use my personal e-mail. It is never used to sign up to any websites, etc. Solely for person to person communications.
    Today I've received an e-mail from BPO/Lowell...
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  • Link Financial CCJ at previous address

    Happy New Year!

    Hi all, been a while since I needed your help....alas

    I signed up with Noddle as I thought a free look at my credit report couldn't hurt. I'm glad I did as I see that Link Financial have obtained a CCJ against me in 2012, but at the address I last lived at in...
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  • Tesco loan, nominal payments made not being acknowledged

    PERSONAL UNSECURED LOAN
    COMMENCED NOV 2010
    BALANCE £1695
    LAST FULL PAYMENT FEB 2015
    AGREED INTERIM NOMINAL PAYMENTS £1pm FOR NOV, DEC 2015, JAN 2016.
    PAYMENT OF £3 MADE IN NOV 2015 to cover 3x £1 PAYMENTS
    ACCOUNT DEFAULTED MAY 2015


    12 May
    ...
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  • Bilbo
    started a topic Unenforceable?

    Unenforceable?

    I have an unregulated loan with Firstplus for £73,000 and got my PPI paid back to reduce my loan amount which gave me a couple of issues. Firstly, I never wanted it paid back to reduce my amount but I never had that option, secondly, I have only signed the loan agreement once so was it the loan I signed...
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  • julian
    started a topic CRA authority or advertiser

    CRA authority or advertiser

    Do CRAs have any authority to confirm the data they publish is correct or are they merely collecting and distributing it, like a newspaper provides a means of advertising?

    So if there are errors on the reports and the subject chooses not to correct, are the CRAs (or anybody else) able to...
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