I have two credit cards, one Barclaycard with a balance of £4230 and am currently paying £250 per month and a Capital One with a balance of £1550 and currently pay £154 per month. I think interest on both cards is about 30%.
I have three balance transfer options with Barclaycard...
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Balance Transfer Offer
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Northern Rock - Together Mortgages - Unsecured Loan
Hi All
I had a "Together Mortgage" with northern rock. The property was sold in dec 2014 leaving £16k for the unsecured loan. The loan was in my mine and my ex partners name (he who had not paid anything for years and left it down to me) I wrote to Northern Rock offering them...
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time to sort this mess out
Hi toeveryone in the forum and thank you for all the info available to help me makea start on my financial mess.
my story started about 10 years ago with a lot of unsecured debt to the tune of£35k, I have been on dmp and never missed a payment, I never reallyquestioned the debts and threats...
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What do I do?
Hi guys, been recommended to join here and ask your advice so here goes....
I'm currently paying money for bills and credit cards each month with my last credit card seeing me through as I have no spare cash. Once that credit card is maxed out I have nothing so now's the time I need to...
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Aqua Credit Card - Poor credit history but been accepted
As you do, I received a weekly email from MSE a few weeks ago and I was reading one of the articles about a credit card acceptance "checker" that basically conducts a "soft" search of your credit score and gives a rough chance of acceptability for certain Credit cards
...Last edited by Spud; 14 March 2016, 12:03.
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Advice required
I am currently on a DMP and have had £6749.47 refunded in interest from Tesco Bank as during my DMP they failed to supply me with a notice of sum in arrears in accordance with the CCA.This got me thinking about other debts on my plan which are mainly credit card debt with the odd pay day loan and energy...
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My Journey with DMP's CCA's and PPI's
Hi all!
My debt management journey.
Having stupidly tried to run a business and got into a lot of debt, I eventually gave up in 2015.
In the late 90's and early 00's I got quite a lot of credit cards and equipment leases. In the 00's it was mainly to help...Last edited by JLC; 12 February 2016, 19:50.
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UE Diary
Hello I would appreciate some advice.
I am awaiting funds from a relative then I will be offering F&F payments to my creditors. Should I send out CCA and account statement requests before the F&F lump sum is available (awaiting sale of business) from my father? I'm scared they'll...
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Claiming Refunds For Payday Loans
Hello im Gelf, new to this site, i was on money saving expert but theres i few idiots on there.
Ive never be the best with money and in 2010 i had 2 credit cards with 15k of debt on them, but i was slowly managing pay it back....very slowly.
In Feb 2010 i had a few large unexpected...Last edited by gelfy666; 9 January 2016, 22:32.
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A long road
I have agreed to help my sister with her debts so we have sat down this week with all the paperwork she has.
She has been in a DMP for a number of years and currently has around 10 debts left.
They mostly look like credit cards, loans, bank overdrafts. She has had some health...
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Expat with CC debt pulling family under
Hello all. Looking for advice on my situation.
I am a Brit living abroad with foreign partner and now a couple of kids - I have debts with Barclaycard and MBNA of around 8,000. Plus bank overdraft of 2.5k
I left the UK in 2008 after the crash and had to rent out my house...
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Unsecured debt
Thank you for accepting me to the group.
Some years ago now, I had a mental breakdown, I didn't work for a year, and I lived on credit cards/overdraft/loans.
I understand that I borrowed the money and I need to repay it.
I'm on a debt management plan, with step...
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Roger UE Diary
I had visited this site on many occasions.
Like so many my problems started with the Banking crisis. I was self employed and the money simply dried up. Cards were like confetti.
In 2011 the Bank stopped paying essential Bills and cancelling Direct Debts. In April 2012 I bit the bullet and...
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threatened with court action on old alleged debt (complicated)
Hi,
I was a member of the forum several years back and got some very helpful advice when going through a bad patch. First time back on here for ages as a problem has just loomed up and need to just gather some helpful opinions on the best way to procede.
Just received a...
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Could really use some help and advice.
My son is typing this out on my behalf, I'm not very good with the internet.
I'm 87 and have two (relatively) young children from a second marriage, they are both in there mid twenties, I had them very late in life. Their mother passed away from cancer when the youngest was 12 leaving...Last edited by Red88; 15 November 2015, 21:25.