Hi there,
So the last applications for the Right To Buy scheme up herein Scotland are on 31st July 2016 and I hopefully will be looking to apply aroundthat time so I’m trying to get my debts sorted out now in the event I have a chanceof getting a mortgage.
Mortgage wise I have no idea...
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Mortgage and outstanding debt
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Sick of Spammers? New Laws come into effect today
As of today there's changes that apply to us all. Spam calls / texts!
Previously, the ICO only really had powers to fine firms if the calls made caused you damage in any way (other than civil procedures for harassment - think Roberts v Bank of Scotland). From today, that all changes. The... -
Fraud on my Account
PLEASE HELP!! I had an account with bank of Scotland which unfortunately had some dodgy money paid into which led to the ultimate closure of the account. I also have a Santander account which I carried on using only to apply for an online savings account, which was initially opened and closed a day... -
Changes to Scottish Debt law
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Landlord not paying mortgage on property I am renting
While I was at work on Friday I received a visit from Sheriff Officers to serve a court document to me as the occupier of a property that the landlord is not paying the mortgage although I am paying my rent through a letting agent.
The letting agent has said that I have to send them the... -
Lowells/EE Limited.
Hi all, bit of advice please.
My son has received a letter from Lowells about an EE Ltd (formerly T Mobile) debt. He is 99% sure this is over 6 years since any payment and therefore SB, but
doesn't have any paperwork to make certain of it. Do you still send a CCA request for a mobile... -
Royal Bank of Scotland and NatWest to launch debit and savings cards for the blind
Royal Bank of Scotland and NatWest to launch debit and savings cards for the blind
This is a duplicate of the Blog Entry made on 25th February 2015 19:48.
* *Move prompted by a frustrated customer* * *Cards will have a notch cut on one side so users know which direction to... -
RBS suspends two more employees over market rigging
RBS suspends two more employees over market rigging
This is a duplicate of the Blog Entry made on 25th February 2015 19:51.
Royal Bank of Scotland has said it suspended another two employees as part of an investigation by the bank into foreign exchange market rigging....... -
DENTAL TREATMENT AND JSA
O.H. has had a bill for £13.00 + £65.00 Penalty charge from NHS dental Department stating prove JSA. so rang JSA Newcastle and they state contribution JSA not covered for free check up? we do not remember any information regarding differences in type JSA as eligible or not, all we knew she was on...Last edited by The Tech Clerk; 20 February 2015, 12:52. -
Arrow Global (Shoosmiths) v Atieno (Scotland)
Hey guys and girls,
Sorry if im posting in the wrong place, abit confused as to where to put this, but im a bit lost on this issue at the mo.
Firstly I should start with, I live in Scotland. I have a student overdraft standing at £1,800 from 2010. (date of default on account... -
Statute barred?
I have a Cahoot account, I last made a payment on 1st January 2009. The last piece of correspondence I wrote to them was dated the 24th March 2009. The letter started "I do not acknowledge any debt to your company", it was a CCA s77/78 request letter. Can someone please clarify when this debt... -
RBS admits mis-selling £900m in business loans
RBS admits mis-selling £900m in business loans
This is a duplicate of the Blog Entry made on 15th January 2015 13:13.
*Royal Bank of Scotland has admitted it mis-sold £900m of loans to 9,000 small business customers following complaints that the scheme was not...
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Help needed
Hi I have been on here before and may very well be repeating myself but really need some advice. I am currently in an iva and this is due to end in august 2015 so not long left on it.
The problem is during my time in the iva I have had more credit with catalogues which I know is stupid and I... -
Benefit Overpayment?
Have received letters today saying that we owe HMRC for overpayment of child tax credit and working tax credit. This relates to 2006/9/10. The letter indicates that there has been previous correspondence regarding this but I can recall nothing. In view of the time scale I no longer have any records... -
Sanctuary Housing - Racist?
Shame the idiots who wrote this and wasted paper can't even spell.
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