Morning everyone. Everything is quiet at the moment on the debt front and we're not paying anything but still struggling with household bills. I'd just like some opinions. Just had our house valued and we're now well into negative equity and we also have a secured loan. We could rent somewhere better...

Mu sons wife is 36 weeks pregnant and today while he was at work a bailiff turned up to take items out of their home. Apparently he had a traffic ticker issued in London last August. Apart from a letter telling him of the fine he says he has had no other correspondence from them. The bailiffs have a...

I'm sure this has been answered before but I can't find it.

Is a default removed from your credit file, 6 years after the date of the default or 6 years after the last payment into the account????

Late 2005 received a demand for outstanding credit card debt from 1st credit made an offer to pay token amount they refused, a few months later another request for payment from another DCA ,they accepted the token offer and sent a paying in book I paid without fail for quite awhile, got request from...

Yesterday, a family friend received 2 letters of P800 Tax calculations.

One was that of stating that she was due a refund from a 2008-09 award of £449

and

Another one to say there was an underpayment in 2010-2011, so the above refund will be used to reduce...

Im Looking for a way to get Barclays to accept my claims for unfair charges on a sold on account.
Basically from 2006 to 2009 there were charges totalling £2600.
Account went overdrawn because of this to the tune of £1200 and sold on to a DCA (Cabot) who have had it a year and not been...

Ethical Banking: Big Increase In Applications

This is a duplicate of the Blog Entry made on 4th July 2012 21:04.

More people are making enquiries about moving their money from high street banks to building societies and ethical banks, according to the Building...
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Just some latest information about Bankruptcy...hope it is of some help otherwise general reading! I know what bankruptcy is like as I went through it with OH as he was made bankrupt in 2000...and the TB got involved in 2003. In my own experience Trustees in Bankruptcies are the biggest sons of bitches...

Does anyone know how the Tax credits calculates awards.

When we did used to get working tax, this was never paid the same time as child tax.
Child tax have always been paid to me weekly to myself, and when we did have working tax it was every 4 weeks to hubby.

...

This is a good case which I have admittedly not read in full yet but involves undue influence and misrepresentation...something which I am using in my defence against Blemain......so just posted up for information


The recent case of The Trustees of Beardsley Theobalds Retirement...

Experian launches collections tool

This is a duplicate of the Blog Entry made on 8th February 2012 22:03.

Online credit management business Experian has launched what it claims is the “most complete” collections tool on the market. The company launched...

...

Fines threat for credit text messages

This is a duplicate of the Blog Entry made on 28th January 2012 09:15.

Firms face raids and fines of up to £500,000 for sending unsolicited text messages about credit or compensation. The Information...

Click to...

I received the following assignment papers.

Niddy and Everyone!

Received letter from MBNA and Arrow Global dated 15/1/12.
As the account is UE, do I need to send another CCA request to Arrow please?

Thank you for any advise in advance. bobo x

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This is an odd one which I'm pondering on...just wondered what others thought...

About 5 years ago I built a website for a friend's pub, I took all the pics, graphics, built a flash gallery, wrote the content..everything.
I also did the updates...beer changes, menus etc. It was...

Greetings All

Does anyone recognise this phone number as there is nothing on Who Calls Me 01614239076?

Regards