I have a separate e-mail, on a separate domain, on a separate e-mail program for dealing with debts and such matters when I do not wish to use my personal e-mail. It is never used to sign up to any websites, etc. Solely for person to person communications.
Today I've received an e-mail from BPO/Lowell...
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E-mail and the DPA
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UE Diary
Hello I would appreciate some advice.
I am awaiting funds from a relative then I will be offering F&F payments to my creditors. Should I send out CCA and account statement requests before the F&F lump sum is available (awaiting sale of business) from my father? I'm scared they'll...
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One million Natwest/RBS customers face monthly price hike for packaged current accounts
One million Natwest/RBS customers face monthly price hike for packaged current accounts
This is a duplicate of the Blog Entry made on: 18th November 2015 09:56
More than one million customers with RBS and NatWest will soon be forced to pay up to £2 extra a month for their packaged...
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Pensioners warned over airport car park investment 'scam'
Pensioners warned over airport car park investment 'scam'
This is a duplicate of the Blog Entry made on: 24th October 2015 06:53
..............as police launch investigation...
- City of London Police considering complaints about car park investment
- £30,000 losses
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Baby born on board long-haul flight
Baby born on board long-haul flight
A woman has given birth during a Los Angeles-bound China Airlines flight after unexpectedly going into labour.
The baby girl was delivered by a doctor who happened to be on the flight from Bali on Thursday.
...
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Use of 'Without Prejudice' with a full and final offer?
Please feel free to sub if this should be elsewhere.
I understand 'Without Prejudice' on a letter means that the document cannot be used in court?
In the context of full and final settlement offers to creditors, I assume it protects the debtor from creditor claims of admission...
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Hoist Portfolio holding 2 Limited County court summons
Hi thanks for letting me join.
Back in March 15 the above company summonsed me £1400 Howard Cohen via due to an overdraft debt they had been assigned by Santander.
On 22nd March I filed an acknowledgement of service. On 17th and 31st March I sent a CDA request to Howard Co and company so...
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Warning over balance transfer credit card fees
Warning over balance transfer credit card fees
This is a duplicate of the Blog Entry made on: 22nd September 2015 10:06
Borrowers could be caught out by fees on balance transfer credit card deals after being enticed by 0% interest offers, a consumer group has warned....
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LITTLE ADVERTISED OPT OUT SITE ROYAL MAIL FOR UNADDRESSED JUNK MAIL - STOP RECEIVING
Opting out of Royal Mail's Door to Door service
The opt out service only relates to unaddressed mail.
Royal Mail is still legally obliged to deliver all addressed mail, which includes mail that is addressed “To the Occupier” (or with any other generic recipient information), as...
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Unenforceable Diary
Righty ho,
So my ex partner and I consolidated our debts with payplan about 6 years ago - we've been paying off monthly amounts since then. The recent sale of our house has left a small amount of money which we were looking into making settlement offers...this lead to a conversation with...Last edited by sezzalenny; 13 September 2015, 11:52.
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CCA letter responses
I'm new here and looking for some advice....my ex partner and I had a lot of debt between us so went into a debt management plan about 6 years ago. We have been chipping away at it and have come to a stage where we have separated and sold our home. We were going to make offers to the creditors but after...
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Hughie's UE Diary
Asda/Santander/Niceday
Type of account - Credit card
Date commenced – 11.2.2009
Approx balance - £2,345
Date last paid – 19/01/2015
Are you on arrangement or not paying – Was making reduced payment but have now stopped
Status – Default Notice 30.9.2014...
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Who is the Creditor?
When a trader offers credit , e.g. one year interest free credit, the loan is not normally advanced by the trader but by a finance house, and goods are not ordered or delivered until the loan is approved, which may take weeks.
Under CCA regs, who is the Creditor for cancellation rights?...
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How is credit card ppi calculated ?
Hi
I want to claim back ppi on an old defaulted credit card that I still owe money to.
I'm currently in an arrangement where I pay a small amount of money a month.
I was misssold the card in my local bank branch as I wasn't working at the time. The balance is around...
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Mortgage and outstanding debt
Hi there,
So the last applications for the Right To Buy scheme up herein Scotland are on 31st July 2016 and I hopefully will be looking to apply aroundthat time so I’m trying to get my debts sorted out now in the event I have a chanceof getting a mortgage.
Mortgage wise I have no idea...