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URGENT HELP PLEASE - Letter from Restons Solicitor
Have been onthis forum for nearly 4 years. I have been quietly getting on with the unenforceable route with five different debts.Everything has gone well until today when I received this letter. I am unsure as to my response as I still have not received a proper signed original agreement from a CCA... -
CCA response
Hi , new here , someone recommended this site.
I got into debt after a divorce and was in a DMP. I stopped paying the DMP in October as the company was no longer able to operate so have decided to sort stuff out myself. I sent off some CCA requests to three debts and have had back a couple... -
CCA Request Payment.
Hi All, New to this. Sent a CCA request to an Alleged Account Purchaser and the £1 fee
was paid into the Alleged Account making it look like I had made that payment. What are
the Legal consequences of this action. Could it be construed as Fraud. -
[CLOSED] - Continues in AAD+ Marlin Europe V Limited ( Mortimer Clarke Solicitors ) v thetinman
Your AAD Forum Username
thetinman
Name of Claimant
Marlin Europe V Limited
Name of Claimant's Solicitors
Mortimer Clarke Solicitors
Claim Issue Date
22 February 2017
Who Signed the Claim Form?...
The Solicitor Firm -
Debt Advice Please
Hello Everyone!
I have two CCJs on file - one being paid off (slowly) and the other default in judgment but rarely hear anything from them.
I also have a multiple defaults from 4 year old accounts.
All the creditors have written off the debts except for Lowell... -
Unenforceability Issues - how best to react?
Hi
I was told about how helpful AAD is this week and even after just half a hour looking around that seems like an understatement! Could anyone help with this enquiry please? As general background I have multiple credit card accounts; all defaulted between Sept 2009 and June 2010; all are... -
Barclaycard/Link Financial
In 2011, due to my personal circumstances at the time, I wrote to the original lender, Egg, offering £1 per month. Shortly afterwards, Egg was taken over by Barclaycard. I continued to pay the £1.00 per month and didn't hear anything until last year when BC informed me that the account has been... -
Arrangement to Pay and default notices
Hi Niddy
Basically I've got alot of unsecured debt that I'm now struggling to pay off. The majority of which has been used on house extension and improvement. Can't afford all my repayments each month now and have approached mortgage provider to remortgage to consolidate debt, no joy cos of my... -
Littlewoods account info gone off credit file
Anyone ever come across this-
I checked my credit file over a year ago and littlewoods account was on there with years of late payment markers as I was on dmp, then I decided to go down the unenforceable route and on the 08/16 they sent me a default letter. Then I decided to check my credit record... -
DCA purchased old RBS cc debt
Hi, it's been a long time since I posted and thanks to Niddy's Christmas email greeting decided to reassess my situation before I possibly receive a claim form..
In 2010 I started down the UCA route and stopped making payments on my credit card in December 2010 (taken out in 2002). It... -
Victory
Hi there I haven't posted here for a long time. This site has helped me so much and I want to just tell you how things have turned out.
around 2002 I was extremely mentally ill and consequently ran up over £45000 of credit card debts. With the help of the mental health CAB in Sheffield I defaulted... -
- CLOSED - Help!
Hi I have approx 20k worth of debt. I can't go bankrupt or anything like that because of my job but really want to clear it all. Has anyone had any luck getting creditors to accept 50% offers on debts and what do u say to them?
Thanks -
Is Car Finance Unenforceable?
Hi all, looking for some info and advice here. I live in Scotland. In 2008 I was granted finance for a car that was beyond my means. However I was 18, naive and keen to get on the road with my own set of wheels so went ahead. In 2010 I hit a rocky road, issues with work and personal life. It lead me... -
co-op bank has no signed aggreement
hi all
i contacted my credit card issuer, to ask for the 1. signed aggreement,and 2. complaint regarding there monthy fee. i have received the final responce , they advised in there letter that they do not have a copy of my signed aggreement and to try to substantiate my query regarding monthly... -
PPI Reclaim after statute barred
Hi all
Sorry if this is in the wrong place. I have been down the unenforceable route on several of my credit cards. The usual happend. Default, hassled by countless DCAs. None of which provided a true CCA. Now that 6 years have passed. And they are all statute barred. If I was to make a ppi claim...
