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  • URGENT HELP PLEASE - Letter from Restons Solicitor

    Have been onthis forum for nearly 4 years. I have been quietly getting on with the unenforceable route with five different debts.Everything has gone well until today when I received this letter. I am unsure as to my response as I still have not received a proper signed original agreement from a CCA...
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    Last edited by Spud; 23 March 2017, 20:56. Reason: Delete letter with personal ID showing

  • Glenzo
    started a topic SCS - carpet issues

    SCS - carpet issues

    Hiya,



    I wondered if anyone can offer some advice?


    I a moving to a newly built house- due to get keys /complete on April 28th. I ordered (and paid for in full) a new carpet back in the January sales but have now got an issue that the house (which i have...
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  • alianza
    started a topic CCA response

    CCA response

    Hi , new here , someone recommended this site.

    I got into debt after a divorce and was in a DMP. I stopped paying the DMP in October as the company was no longer able to operate so have decided to sort stuff out myself. I sent off some CCA requests to three debts and have had back a couple...
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  • Moorcroft and Wescot are not the DP

    Five of my accounts are with Moorcroft and another two with Wescot. I sent CCA request letters for all of them recently and have received replies which in all cases say .... "in line with our client's procedure you are required to contact our client directly..." or .. "we are not the...
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  • Unwarranted CIFAS against my Name - Mortgage Application Fraud

    Hi Forum,
    I am new this forum (infact to any forum) but the need is such!!! So please accept my apologies if my below request is more in detail and boring and not in line with your expectations.

    Issue in Detail: I have started a mortgage application with a leading UK Bank (which...
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  • debtnewbie
    started a topic debtnewbie's Diary

    debtnewbie's Diary

    Here's the (long) list - hope this format is okay...any advice much appreciated!
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    Last edited by debtnewbie; 12 March 2017, 17:11.

  • Zeppelin
    started a topic Linking Threads

    Linking Threads

    Hi

    Could anyone tell me how to link threads please? This in the context of my UE Diary so as all the different parts of the diary appear one after the other.

    Thanks. Zeppelin.
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  • Zeppelin
    started a topic Zeppelin's UE Diary

    Zeppelin's UE Diary

    Hi.

    Some of the UE Diaries start with some background whilst others don't seem to but I reckoned I should provide some background, partly as it might help other forum readers and partly to give Niddy and the other advisers relevant background details on specific debts.

    I...
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    Last edited by Zeppelin; 19 February 2017, 09:08.

  • Ashtanga
    started a topic Joint Owned...court now?

    Joint Owned...court now?

    Hi everyone,

    I am aware that there is lots of stuff out there regarding this. But every case has its unique peculiarities eh?

    Joint owned. She left around 8 years ago.

    Not seen ex partner for 8 years over which period I paid the mortgage on the dot - never left...
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  • Susiebling365
    started a topic UE Diary of Susieblings Daughter

    UE Diary of Susieblings Daughter

    I think this diary method keeps everything neat and tidy, so I m doing it, Sorry for the posting elsewhere but took a while to decide course of action .

    Co operative Bank

    Type : Credit Card
    Date Started : 4th September 1997
    Approx Balance :£4564.07 as at Dec 2016
    ...
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    Last edited by Susiebling365; 18 January 2020, 18:46. Reason: updating diary

  • Leaking radiator but water is dripping through the kitchen ceiling

    So we noticed a leak through the kitchen ceiling and bought some new felt and sealant to repair what we thought was a suspect area on the flat room which is the kitchen .

    Our kitchen extension is from where our bedroom is and the radiator is leaking right where the leak is coming through...
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  • eburton
    started a topic Littlewoods extra care advantage

    Littlewoods extra care advantage

    Hi I have been told today that extra care advantage is a form of PPI payment is this correct ? If so i have had an open account with littlewoods since about 1995. I can not remember signing up to any form of payment protection insurance i do not have any paperwork from when i opened the account in 95....
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  • Dyomun
    started a topic Moneyway keep taking payments!

    Moneyway keep taking payments!

    So I made the last payment on my car loan on the 3rd of January. Normally the payment comes out on the first, but it was new year, so the direct debit came off late.
    That's me officially debt free now (once I stop dipping back into my overdraft each month).

    Today (31st of January,...
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  • TillyU
    started a topic Barclaycard/Link Financial

    Barclaycard/Link Financial

    In 2011, due to my personal circumstances at the time, I wrote to the original lender, Egg, offering £1 per month. Shortly afterwards, Egg was taken over by Barclaycard. I continued to pay the £1.00 per month and didn't hear anything until last year when BC informed me that the account has been...
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  • xcharlx
    started a topic CCJ from orange

    CCJ from orange

    I had a contract with orange which I gave them the 30 days notice for and left. This was nearly three years ago I have now just received a ccj for £152.60 with a total amount of £236.97.Not sure where I stand with them
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