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  • AAD News Feed
    started a topic Tax warning over unlocked pensions
    in AAD News Feeds

    Tax warning over unlocked pensions

    Tax warning over unlocked pensions

    This is a duplicate of the Blog Entry made on: 27th August 2016 07:40
    Some people are being hit with an unexpected tax bill after unlocking their money from a pension pot, according to Citizens Advice.
    Others are facing reductions in welfare
    ...
    See more | Go to post
  • julian
    started a topic Remortgaging possibilities
    in Mortgages

    Remortgaging possibilities

    Approaching 70 there is a need to re-mortgage as the term ends next year. 2 defaulted accts (£12k) SB next year. 60% equity and need 7x income. What is best route?

    Broker may refuse on defaults, and banks may keep long records of SB accounts. On calculations, the inclusion of £12K...
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  • AAD News Feed
    started a topic State pension outcasts to receive warning letters
    in AAD News Feeds

    State pension outcasts to receive warning letters

    State pension outcasts to receive warning letters

    This is a duplicate of the Blog Entry made on: 23rd June 2016 10:23
    Letters will be sent to more than 100,000 people who are set to miss out on the new state pension owing to a lack of contributions.
    A rule imposed in April
    ...
    See more | Go to post
  • SXGuy
    started a topic DWP claiming over payment of late nans pension
    in DWP & Benefits

    DWP claiming over payment of late nans pension

    Basically when my nan died last year the dwp wrote to my mum and said they had been paying the wrong amount to my nan all these years and sent the amount underpaid to her. 800 quid. We got a letter last week again from dwp now saying she was overpaid. Another letter will be coming soon breaking down...
    See more | Go to post
  • AAD News Feed
    started a topic Pension fees can cost 10% of savings, says Citizens Advice
    in AAD News Feeds

    Pension fees can cost 10% of savings, says Citizens Advice

    Pension fees can cost 10% of savings, says Citizens Advice

    This is a duplicate of the Blog Entry made on: 10th June 2016 13:23
    Withdrawing money from a pension fund can cost savers up to 10% of their retirement fund, according to Citizens Advice.
    The regulator, The Financial
    ...
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  • AAD News Feed
    started a topic Probe into UK occupational pension schemes
    in AAD News Feeds

    Probe into UK occupational pension schemes

    Probe into UK occupational pension schemes

    This is a duplicate of the Blog Entry made on: 5th June 2016 06:51
    An inquiry is to be launched into the UK's 6,000 occupational pension schemes after question marks about the future of the BHS and British Steel schemes. The government wants
    ...
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  • AAD News Feed
    started a topic Work until 70 to claim your state pension: Ex-FCA chairman Lord Turner Says;
    in AAD News Feeds

    Work until 70 to claim your state pension: Ex-FCA chairman Lord Turner Says;

    Work until 70 to claim your state pension: Ex-FCA chairman Lord Turner Says;

    This is a duplicate of the Blog Entry made on: 26th May 2016 15:45
    ......to argue retirement age should be raised to cut costs


    • A rise to age 70 by 2030 would force millions in their
    ...
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  • Losttheplot
    started a topic Big ESA problem
    in DWP & Benefits

    Big ESA problem

    Hello - my first post,
    i claimed ESA contributory in December 2012. I was on long term sick from work and coming to the end of my statutory sick pay and so was advised to claim ESA. I made the telephone application and was awarded it (ESA C ) without any problem - I had long term health issues,...
    See more | Go to post
  • Charlee
    started a topic Don't know what to do next
    in Unenforceability Diaries

    Don't know what to do next

    Hi everyone, I'm a new poster in need of some help and support. I think I probably need to post a UE diary but, in brief, my husband and I have 9 credit cards which we've been struggling with for many years. I've contacted one of the debt helplines a few weeks ago and they told me about unenforceable...
    See more | Go to post
  • AAD News Feed
    started a topic PPI victims 'should have got £5bn more'
    in AAD News Feeds

    PPI victims 'should have got £5bn more'

    PPI victims 'should have got £5bn more'

    This is a duplicate of the Blog Entry made on: 13th May 2016 15:20
    Twelve million consumers who were mis-sold Payment Protection Insurance (PPI) should have got an extra £5bn, a group of MPs has said.

    That is the total amount
    ...
    See more | Go to post
  • halfcj
    started a topic Kensington Mortgage Co
    in Sub-Prime Credit

    Kensington Mortgage Co

    Does anyone know if there's a Class Action anywhere on Kensington Mortgage Co, or their owners.

    2010, we were treated horrendously, after taking out a mortgage top-up of £35,000 (pre crash), KMC placed the money not into our personal account, but into the bank account of the company I...
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    Last edited by halfcj; 6 April 2016, 02:34.
  • AAD News Feed
    started a topic National Living Wage comes into force
    in AAD News Feeds

    National Living Wage comes into force

    National Living Wage comes into force

    This is a duplicate of the Blog Entry made on: 1st April 2016 08:15
    The new mandatory National Living Wage (NLW) has come into force, requiring employers to pay workers aged 25 and over at least £7.20 an hour.
    It is expected to give 1.3
    ...
    See more | Go to post
  • AAD News Feed
    started a topic Few people understand new state pension
    in AAD News Feeds

    Few people understand new state pension

    Few people understand new state pension

    This is a duplicate of the Blog Entry made on: 28th March 2016 15:14
    Ministers have not made it clear that most people retiring on the new state pension will not receive the £155.65 weekly rate, MPs have warned.

    The Work and Pensions
    ...
    See more | Go to post
  • cardiac arrest
    started a topic reclaiming tax
    in Tax / Vat / HMRC

    reclaiming tax

    I'm trying to help out a friend who is in receipt of just a state pension but has several savings accounts.

    As far as I can see her income is below the threshold of 15,600 but has been paying tax on her savings schemes with her bank.

    She states she told the Bank some years...
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  • AAD News Feed
    started a topic New law needed for pension protection, says minister
    in AAD News Feeds

    New law needed for pension protection, says minister

    New law needed for pension protection, says minister

    This is a duplicate of the Blog Entry made on: 9th March 2016 19:14
    A new law is needed to protect workers' savings held by companies that provide auto-enrolment pension schemes, a minister has said.

    Fears that dozens
    ...
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