Ok,

I've been thinking about this a lot recently.

Firstly, lets look at the original thinking behind BR. It was in the main, devised as a route for an individual to relieve themslves from overwhelming debt and be able to make a fresh start. Should this route be chosen,...

Type of account
Credit card

Date commenced
2001 (approx)

Approx balance
£7000

Date last paid
July 2010

Are you on arrangement or not paying
Not paying

Status
Default issued June 2011

...

Hi All

First of all, hello to everyone and great job by all the forum advisors. Ive been a secret lurker for some time, but now have to take the plunge relating to a situation I have found myself in.

I have been served with a statutory demand notice from a London based...

I came home from work yesterday and found a delivered by hand letter from Lowells.
It says that he has been directed to serve me with a Statutory Demand under the insolvancy act of behalf of Lowell. That he had attended by address without meeting with me, and ssyas he will call again on the 2/12,...

http://curia.europa.eu/jurisp/cgi-bi...umaff=C-243/08

Hi Guys n Gals,

Its come to my attention that 1st Credit are utilising the statutory demand and Bankruptcy petitions to enforce regulated agreements.

Now just a word of warning because it seems they are now deadly serious with these things and are employing top Counsel to...

Hi,

I had a loan with Wonga which defaulted due to me being off on long-tern sick leave. I tried to set up a payment arrangement with them but they wanted £300 per month which was not an option for me and would not negotiate. I have heard nothing from them since July last year and then...

Hi just joined and had this site recommended to me wondered if I could get a bit of advice please.
Basically in debt for about £26,000 and also guaranteed a further 15 to 20k when I ran my own company.
Haven’t spoken to any creditor since the company went under about a year and a...

Hi Nid

In December 2009 I received a statutory demand from Lowell dca for a capital one cc debt of £3500.00.
I contacted lowell offered them a minimal amount monthly payment which they refused. I advised them that I couldn't afford to go bankrupt myself so therefore they more or...

Well after reading all about UE, & reading your diaries I've decided to take the plunge & try my luck to see if any of my debts are unenforcable

I'd like to give you a bit of background to my journey.
We have a fair bit of debt (22.5K + 12.5K IN CCJ'S) made up of unsecured...