three large widescreen tv units staring me in the face, four nurses and a surgeon hovering over my body prepping me for surgery. the green gowns and white face masks became a welcoming thing as i drifted in and out of a fantasy world of monsters and sprites. the warm touch of the nurses grasp on my...

Hi all,

Although I'm a new poster, I've been following the advice from Niddy for quite a while now since the other site days. However, all has been quiet with my creditors so there has been no need to post.

So, much to my surprise, the other day I received a response to one...

hubby has a m&s storecard letter from them last year, July 2010, saying that they were passing the account to Rockwell to manage the ongoing payments on the account, and that we should continue to pay M&S until we were contacted by Rockwell.
Never heard from them(well they did phone but...

Here is my UE diary

I defaulted on most accounts Jan/Feb 10 and have been paying reduced amounts through a DMP from Dec 09 to April 11.

Type of account : loan
Date commenced : opening balance 28/02/2005 ( lloyds finance statement)
Approx balance : was £5,628.26 on 28/2/05 now £5,273.26
Date last paid : 7/2/11 paid £20 last entry on the DCA statement. i have paid in more since usually £10 each fortnight, i send...

hello

My diary is found here: Treepiary's UE Diary

to cut a long story short, rockwell have been chasing me from 2009 for a debt from 2005. in 2009 they sent letters and solicitors letters stating if i did not pay i would go to court so i started paying, threats to send bailifts...

Just had a conversation with Rockwells (M&S, Enforceable) they want me to increase monthly payments, which I can't do at the moment.

The lady on the phone asked if I could look at gettinga lump sum from somewhere. I asked where - she said friends/family, or how about extending a loan...

As a new member here, I've cut to the chase and started my own Diary as recommended. The following Debtors have all been recently contacted after continuously dealing with them directly over the last 3-4 years, and making consistent Standing Order payments during that period. It was only after requesting...

now they want payment in 7 days anyone got a letter i can send them

Lloyds TSB Visa

April CCA Request sent

April Received Recon Version of Agreement Current T&Cs, signed statement of account and letter stating they have satisfied their obligation under section 78 and will enter into no further correspondence.

AprilSent Debtors...