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  • threatened with court action on old alleged debt (complicated)

    Hi,

    I was a member of the forum several years back and got some very helpful advice when going through a bad patch. First time back on here for ages as a problem has just loomed up and need to just gather some helpful opinions on the best way to procede.

    Just received a...
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  • Deepie
    started a topic VW scandal: 1.2m UK vehicles affected

    VW scandal: 1.2m UK vehicles affected

    Volkswagen has announced that nearly 1.2 million of its vehicles sold in the UK are fitted with the software behind the emissions scandal.


    It includes diesel-powered cars with the VW brand, Audi, Seat and Skoda as well as VW commercial vehicles.


    More ---->
    ...
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  • Sudden lpa receiver threat after 5 years of regular monthly payments

    Hi,

    In 1999 I bought a business which came with an attached house. Sadly in 2009 I had to admit defeat after running up credit card and overdraft debt attempting to keep it going and closed the business down. I had a commercial mortgage loan. (I have just found old paperwork that calls...
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    Last edited by Disastra; 18 September 2015, 14:24. Reason: New info

  • Seamus
    started a topic Is it Statute Barred or not?

    Is it Statute Barred or not?

    I have a credit card account being chased by Lowells, where my last payment was in May 2009 but the DN was not issued until October 2009. Is it safe to send them a Statute Barred letter now (after they contact me again with any demands)?

    Seamus.
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  • julian
    started a topic Bassett's Allsorts

    Bassett's Allsorts

    Why have they changed the recipe? I bought some today, they were not even cut up properly, all joined together. They were gooey and super sweet.

    Another threat to our way of life by that American company who spoilt our enjoyment of Cadbury's chocolate. Mondelarf also own Terry's Chocolate...
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  • Court letter and bailiff letters and calls

    Could someone please help me I have a severe learning delay and very bad mental health problems.
    I was silly I was given credit all from consumers and I forgot all about them I paid some off then now I'm getting letters from debt collectors and have had a court letter. Am I going to lose my home?...
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  • sara2
    started a topic Court threat from Cabot/Mortimer Clarke Solicitors

    Court threat from Cabot/Mortimer Clarke Solicitors

    Hi all,

    I have revived this letter out of the blue. I have sent CCA request when I first started in this forum but I didnt get anything, and it has been passed around debt collectors. I have moved address but I received this now. Do I send CCA request now? and to who? vanquis or cabot...
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  • Firstsource Solutions UK Ltd / American Express

    Hi All,

    My wife had a credit card with American Express which she stopped paying some time back in late 2010. The account was sold on to Allied International Credit to whom she sent a CCA request. They replied saying they had requested the information from AmEx and would forward it on when...
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  • DAVEB71
    started a topic Receiving someone else's debt letters

    Receiving someone else's debt letters

    Hi everyone
    Just wondering if there's a template knocking about to send when I'm receiving a demand for a 6.5k debt to Barclaycard for someone who has never lived at this address or ever heard of for that matter but to my address, the company demanding payment are Wescot.
    Cheers
    ...
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  • Never-In-Doubt
    started a topic AAD Free Template Letters

    AAD Free Template Letters

    free template letters

    This new section is where we'll give members some template letters, without the need for having to subscribe to AAD+. The templates within this section can be posted publicly on the forum, however they are not to be used away from AAD (ie posted elsewhere for others...
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  • realfedup
    started a topic Southern Water threat

    Southern Water threat

    Hi

    had a letter from Southern water just recently, stating that if i do not allow them to fit a water meter within the next 2 months, they will charge me in excess of £800 for the next financial year! I'm a single person and live in a single person property.

    have done a bit...
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  • Airlines face court threat over customer services

    Airlines face court threat over customer services

    This is a duplicate of the Blog Entry made on 22nd March 2015 08:36.

    Three airlines are facing legal action over complaints about how they handle passengers hit by flight disruptions. The Civil Aviation Authority said......
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  • Lloyds in firing line again as City watchdog raises fresh concerns

    Lloyds in firing line again as City watchdog raises fresh concerns

    This is a duplicate of the Blog Entry made on 11th March 2015 09:35.

    The City watchdog is investigating Lloyds after a leaked internal email raised fresh concerns about its high pressure sales culture. Branch...
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  • justtrying81
    started a topic debt help

    debt help

    Hello everyone. I have 2 debts that im concerned about. Barclaycard 7450 pounds opened in 2003. For past 16 months token payments only first unable to meet contractual payments regularly in 2010. They have never defaulted on my credit file just lots of ap and bb6.i am new to all this and after your...
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  • tastyjane
    started a topic Help for husband

    Help for husband

    My husband received a letter from Cabot about a M&S loan he took out years and years ago - he has not paid or spoken to anyone for over 10 years then out of the blue they send this letter offering him 90% discount It would have been defaulted over 6 years ago and is definitely SB - should he...
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