Hi,
My bank has threatened me to set off my funds I hold with the bank current account and savings against any debt owed? Can they do this legally without my say so or do they require approval from the court. I don't hold bank accounts with any other creditors which I have credit cards,...
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RBS Account Termination Letter
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PPI Reclaim after statute barred
Hi all
Sorry if this is in the wrong place. I have been down the unenforceable route on several of my credit cards. The usual happend. Default, hassled by countless DCAs. None of which provided a true CCA. Now that 6 years have passed. And they are all statute barred. If I was to make a ppi claim... -
SAR - No relevant docs sent
Hi, I made a SAR request to Barclays in order to untangle the history of my commercial mortgage and all they sent me was copies of old Egg and Barclaycard statements. There was nothing else at all. No statements from the business bank account or from the commercial loan/mortgage. Both of those were...Last edited by Disastra; 12 October 2016, 12:54. -
sebaab's diary
Short history. Mid 2005 to 2008 overspent on credit cards trying to support family on lowish wages. Wife not working due to disabled son. 2008 wife suffers sudden illness so I have to take 10 months off work on half pay to look after 3 kids. Can't afford credit card repayments so slip into overdraft...Last edited by sebaab; 29 April 2017, 15:55. -
My Diary - Spider65
I'm new here so I'm hoping I am doing this right. If not, please let me know and I'll amend.
I'm looking for some advice.
I have 10 long-standing debts taken out before 2006. These equate to figures of between £11 to £175. They were all a variety of credit cards and loans... -
Johng27 - My diary
I have been a member of the forum for a few weeks now and I would like to thank everyone who has given excellent support and guidance in my initial findings phase.
I started a thread at http://forums.all-about-debt.co.uk/s...about-UE-route but am now going... -
MBNA / Arrow Global LLC
Hello,
I have a question to ask …. But first I want to thank the people on this site for helping me over the years.
I have been on AAD since 2011 and although I have not started many threads I have watched other member’s threads and learnt a lot. With the help of this terrific... -
Need advice on three credit cards I can no longer manage
Hi, I am looking for help on behalf of my daughter , if this is not ok then I will get her to open her own account, but she has a lot on divorce wise at the moment and I suggested you guys on here could help ease things a little with credit cards. She has 3, Cahoot, Lloyds and Co op . Undergoing a... -
TRADE CENTRE WALES THE CAR COMPANY HAVE LOST MY NEW CREDIT AGREEMENT?
Evening all.
Well today has been a new one for me I have to say.
I traded in a 2nd hand car for £500 and paid a £100 deposit to secure a car for my 16 year old son soon to be 17 in July.
I bought the newer second hand car for my son about 2 months ago on finance... -
Amex to let cardholders use Membership Rewards points to pay off their balances
Amex to let cardholders use Membership Rewards points to pay off their balances
This is a duplicate of the Blog Entry made on: 10th June 2016 13:20
American Express has added a new feature to its Membership Rewards scheme, meaning cardholders can use their rewards points to clear... -
The business of debt.....
Hi all,I have just found this site,if only I had found it a few months ago!
I have not read the entire site and no doubt my question/comment has been asked and answered several times already........
Anyway, has anyone successfully argued at the small claims court that the debt... -
Credit card protection law under threat:
Credit card protection law under threat:
This is a duplicate of the Blog Entry made on: 5th June 2016 06:59
............Shock rethink may end up leaving shoppers defenceless...
This month marks the 50th anniversary of the first credit card in the UK. The protection they -
Westham1 UE diary
RBS (Mint)
Credit Card
Commenced Oct 2006
Approx balance £8k
Date last paid Sept 2012
Status Default
Owner Cabot
I was introduced to a company called Highbridge in 2012.In September of that year I contracted with them to take over assignment... -
Spector UE Diary
Background
I have had severe financial problems since 2002/3 as a result first of being made redundant and then being swindled in business. Stress and health problems have exacerbated the situation.
I was left with lots of debt including a number of credit cards with... -
Don't know what to do next
Hi everyone, I'm a new poster in need of some help and support. I think I probably need to post a UE diary but, in brief, my husband and I have 9 credit cards which we've been struggling with for many years. I've contacted one of the debt helplines a few weeks ago and they told me about unenforceable...