Hello All,
I'm just starting on my long road to being debt free, I know it will be a long journey with many turns and ups and downs but I can't carry on like I've been and it will be nice to have a good nights sleep for once if possible.
I owe 38k to 8 creditors which are
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Questions about car......complicated!!
Hello everyone,
Well everything was pootling along nicely,forms provisionally filled in, just waiting for the 13th March, when BAM...........DH writes off our car.....aaaargh!!!. He went into the back of someone at a junction, and today our insurance company have deemed it a total loss based on...
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My Address for Correspondence - A Problem?
This isn't really a rant, but I wasn't sure where else to post it - and it does involve family...
I just had a phone call from a family member telling me that she's opened a new bank account (that she doesn't want OH to know about) and put my address down as correspondence address so that...
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Bosdog and Lloyds TSB
Lloyds TSB Overdraft
Account – Current Account opened before 2002
Overdraft Limit – 4k
Current – Default 20/10/2010
Default Amount - £4.5k
Status – No payments since March 2010
May 2009 letter sent to Lloyds requesting repayment of all default...
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Direct Debit for a Loan
ok - I'll keep it brief:
Natwest Loan (post 2007) last payment due Dec 2013. (yup I was in LOADSA debt!!)
Natwest current account currently facilitating the loan direct debit without any problems since it started.
Having a bank account sort out after years of debt and...
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Raiding accounts
A Colleague of mine is considering the UE route if all else fails regarding a period of hardship. Already, halifax are threatrening to take money from one account to pay another (ie both credit card and bank account are with same organisation). He has already written to ask for them to accept lower...
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British Gas takes double billed amount from 20,000 customers' bank accounts
British Gas takes double billed amount from 20,000 customers' bank accounts
This is a duplicate of the Blog Entry made on 6th February 2012 18:38.
British Gas apologised yesterday after a computing error left more than 20,000 customers out of pocket. The utility giant took...
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Barclaycard raided my bank account!
Phew, that was close!
I had a long-running dispute with Egg over the enforceability of their agreement (made before 2003, wording is defective and the necessary terms and conditions are absent).
Barclaycard bought Egg last year and silly me continued banking with Barclays...
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Escaping from Payday Loans
I am trying to help someone who has taken on numerous Payday Loans. Unfortunately, I know little about them, but want to give the best help possible.
What are the best ways to escape the downward spiral of not being able to afford monthly payments and having to get another loan to cover...
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The instant billionaire: Teacher finds £6.3bn has been put into his bank account - by mistake
The instant billionaire: Teacher finds £6.3bn has been put into his bank account - by mistake
This is a duplicate of the Blog Entry made on 23rd January 2012 18:45.
An Indian schoolteacher thought he had become a billionaire after finding $9.8bn in his account - only to...
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Flossy UE Diary & YB Hassle
Hi,
I would like to give the history of this credit card debt that was with the Yorkshire Bank who sold it to Cabot despite an written agreement with YB to accept £1pm for 3 months.
Again, I have been with the bank for about 20 years and I have been a good customer. I have...
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New to DMP
A big hello to everyone on the forum.
Just entered a DMP with CCCS as needed a leg up on the long road ahead.
Most of my creditors are now aware, with my dmp starting 1st Feb. Only the Halifax & Santander to inform - closing both bank accounts at the end of the month, so will inform...
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Another example of why you should record your phone calls
You know howI like to waffle so will cut a long story short.......

I needed to change some details on my car insurance last week, so rang up Post Office insurance to arrange. I was told that they couldn't continue with the current policy but had to cancel meaning I would...
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ASDA hahahaha if only they were right
I purchased a TV for my daughter before christmas. Today it wont work.
I called ASDA who put me through to the laughingly called Customer services. I was told that in order for me to get a refund i MUST provide them the reciept. Really i asked? why is that?
Their reply. "its...
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Shopping around for breakdown cover...
Having received notification from RAC last week that my renewal premium would be over £200 for 2 vehicles
, minus a "discount" (yeah right) which brought it down to £197, I have just joined the AA and RAC have lost my custom. Apparently their online deals are only for new customers....
Last edited by PriorityOne; 25 December 2011, 20:51.