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  • Severe Debt Help Needed ........ :(



    Don’t know where to start I’ll keep it brief any details just ask.


    Firstly I’ve been hiding behind my debt for years and afraid of legal action etc and this has affected my confidence im o.k now, ive finally realised that I’m not the only one...but everyone...
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  • jj69
    started a topic Sold on bank account - Cabot - DCA

    Sold on bank account - Cabot - DCA

    Morning folks..
    I have a question regarding a bank account that was sold on by Barclays around 2008-09 with a balance of £1300 ( all charges + Direct debits that were not cancelled when requested )
    Currently with Cabot for the last year or so going back and forth waiting for paperwork ,...
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  • AAD News Feed
    started a topic RBS repays £163bn emergency loans

    RBS repays £163bn emergency loans

    RBS repays £163bn emergency loans

    This is a duplicate of the Blog Entry made on 3rd May 2012 19:37.

    Royal Bank of Scotland is to say that as of next week, it will have repaid all the £163bn of emergency loans it received from UK and US taxpayers,...

    Click...
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  • Rise of the recurring payment menace: How to avoid trap of continuous payments

    Rise of the recurring payment menace: How to avoid trap of continuous payments

    This is a duplicate of the Blog Entry made on 2nd May 2012 19:22.

    Increasing numbers of bank account-holders are complaining about mystery payments on their statements for services they thought...
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  • Your Rights in Cancelling Continuous Payment Authorities - Banks Have Been Getting it Wrong!

    From BBC Moneybox:
    Two of the UK's biggest banks have admitted denying some customers their right to cancel recurring payments.
    Customers seeking to cancel continuous payment authorities (CPAs) have been told by banks such as Lloyds TSB and Santander that only the payee can agree such action....
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  • di30
    started a topic Mate/closed account help

    Mate/closed account help

    A family mate (he left me a message on FB).
    He is disabled and before Xmas went into some hardship difficulties with his bank (Co Op).
    He just left me a message to say he received a letter from them, and they are closing his account.

    I asked him why, he just said about problems/difficulties...
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  • Hughesy
    started a topic Advice please

    Advice please

    This morning I had a letter from Buchanan Clark and Wells about a debt....

    It stated "Private Matter" so I have no idea unless I phone what the debt is and I know better than giving them a ring.

    I have an idea that the debt is something that is over 11 years old...
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  • the-auctioneer
    started a topic urgent help needed

    urgent help needed

    hi all

    I have a problem......

    I HAD an egg card, defaulted several years ago & was paying them a monthly DD. When they refused to freeze interest etc I stopped the DD. Since then I have moved.......

    I have a Barclays current account that has laid dormant for...
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  • Slickfm
    started a topic ANMF mortgage ppi

    ANMF mortgage ppi

    Hiya all Just a quick one

    I had a mortgage with Abbey running from 1997-2002 which had PPI on including unemployment cover.

    1- Can i make a reclaim on this or is it exempt/too old?

    2- I cannot locate the account number anywhere, but do know
    exact...
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  • cymruambyth
    started a topic Son and LTSB

    Son and LTSB

    Hi
    Please anyone have any suggestions on how I can her my son. He is at uni, first year of degree. He has a bank account with savings which isn't a student account. At Xmas we went into LTSB and applied for a student account, he was only given a standard account and told to try to update at...
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  • vossy
    started a topic LTSB - Info from SAR

    LTSB - Info from SAR

    Today I received some information following a SAR to LTSB, I asked for information on two accounts.

    One was a loan account, account number supplied.
    The information received shows payments to the loan account but with a covering letter stating:
    "Whilst we have conducted...
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  • vossy
    started a topic Long story

    Long story

    Please be patient as this is a sort of a long story.

    This is on behalf of my brother in law, he does not have a computer or is even computer literate so I am taking this on his behalf.

    My brother in law started to get phone calls about 2 years ago from a DCC asking him...
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  • pooky2483
    started a topic Claiming Charges (HSBC)

    Claiming Charges (HSBC)

    Is it worth claiming charges back from HSBC on a closed account. I think it was opened in 2005 (cant find all statements, earliest #7 dated 1 May 2006)
    I did try ages ago but it was during the big test case.

    [EDIT]
    I also had a Bradford & Bingley account and wonder if I...
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    Last edited by pooky2483; 23 March 2012, 17:42.

  • Two insurance quotes on Experian, never applied for insurance!

    Hi not been on for a while to post, I look in to view, right, checked my Experian file and on the previous searches there were 2 Insurance quotes!
    One was for the AA insurance?
    The other was an RBS iro Privilige? I have not applied for any insurance product whatsover

    ...
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  • mummytotwo
    started a topic So I am officially bankrupt!

    So I am officially bankrupt!

    As of today at 9.53am myself and DH were adjudged BR! Did not need to see a judge, just saw a lovely BR clerk who looked like he was about 18! All very stress free and a bit of an anti climax after all this time!

    An examiner telephoned late this evening asking for various details, and...
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