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  • nanna58
    started a topic Hubbys CCA request

    Hubbys CCA request

    He sent off for cca fromLPF, ittlewoods personal finance (barclaycard)
    reply today as follows
    credit limit £400
    balance £591
    payment due £211

    "we currently unable to provide a copy of the credit agreement you enrered into>we accept that we are prevented...
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  • jon1965
    started a topic MINT and NatWest post

    MINT and NatWest post

    Hi Guys
    Just a heads up, it seems that Royal Mail are not getting the required signatures for recorded deliveries to the MINT and Natwest credit card offices in Southend-on-sea SS1 9AJ.
    I have now sent 4 letters and another member has sent two and according to the track and trace they...
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  • Desperate to help them ***DEBT WRITTEN OFF***

    My daughter opened a student account in 2002 and was given an o/d of £250 when she went to uni things didn't work out and she left by which time the agreed o/d limit was £1000, she contacted the bank went in for an interview explained she had left and that she would seek work they said best way forward...
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  • Threat of litigation - Moorcroft re Lloyds

    Hi guys.

    Mother today received a letter from moorcroft threatening litigation if she doesnt telephone within 7 days.

    They stated 5th april, she only got the letter today, taking into account the weekend etc, thats about 4 days to comply, assholes!

    Its for a...
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  • Hopeful
    started a topic Hopeful's UE Diary

    Hopeful's UE Diary

    I suppose my financial problems started around 11 years ago when I was made redundant from a steady job with a decent level of income. From that date it was always a bit of a struggle. Although I set up my own business, income was always sporadic. Previously to being made redundant, I had built up a...
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    Last edited by Hopeful; 30 March 2012, 09:58. Reason: Update

  • Fred Bassett
    started a topic Fred Bassett v Arrow Global

    Fred Bassett v Arrow Global

    Long story short:

    This one has been going on since 2008 when I stopped paying MBNA after they sent me this in response to a CCA request:

    [img]http://i218.photobucket.com/albums/cc40/FredBasset_2007/Slide2-3.jpg[/img]

    There has been a lot of correspondence since then and...
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    Last edited by Fred Bassett; 24 March 2012, 17:41. Reason: Typo. I hate typos.

  • Alfieh
    started a topic Unenforceability/MBNA

    Unenforceability/MBNA

    Hi,

    I have been trying to see if a MBNA credit card bill is unenforceable. The amount is £5,500.49.

    They have sold the debt onto a DCA and I have received many demands from them.
    Recently they sent me a letter offering a £10 per month payment or 75% write off...
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    Last edited by Deepie; 21 March 2012, 12:07.

  • Boltmaker
    started a topic Blank signature space

    Blank signature space

    Hi all

    Just a quicky. Have received aCC agreement from 1996 which shows no signature for and on behalf of the bank, the space for their signature is completely blank. Is this therefor UE
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  • blueforyou
    started a topic Who to write to

    Who to write to

    Hello, I've trawled through the site and read some good stuff re Westcott and Nelson Guest (one and the same I believe).

    Just to clarify, the latest letter comes from NG asking me to pay Westcot or else.

    I want to reply with either the Final CCA response Our Templates...
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  • Want help/advice with daughter's debts please.

    A summary:


    Type of account: Unsecured Loan of £15,000 from Lloyds TSB in daughter's name only

    Date commenced: Can't find date on CCA, but Nov/Dec 2006

    Approx balance: £8,500

    Date last paid full payment: May? 2010

    Joint DMP with...
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    Last edited by WorriedGrandma; 15 March 2012, 10:03. Reason: Add "bolds" - make clearer.

  • angelsoxx
    started a topic Angelsoxx's UE diary

    Angelsoxx's UE diary

    Brief background: All my debt date from between 2000-2003/4.
    I got totally f****d by a "friend" which left me spiraling out of control with credit cards.
    I've been on a CCCS DMP since mid 2006 for most of these debt, the others, i've been on repayment plans.
    The CCCS...
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  • GEO
    started a topic Ruthbridge

    Ruthbridge

    In the past 2 weeks i have had 3 letters asking me to contact this company.There is no mention of what debt they are chasing me for and i have no intention of calling them.
    The only unpaid debt i have is from 2 credit cards both from the same company and i have not made any payments for at least...
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  • leopard lady
    started a topic MBNA to Moorcroft to Arden

    MBNA to Moorcroft to Arden

    • Type of account credit card

    • Date commenced 2/8/03

    • Approx balance £12500

    • Date last paid October 2010

    • Are you on arrangement or not paying last paid mbna token payment in Nov 2012, not paid to CCA yet

    • Status default
    ...
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    Last edited by leopard lady; 25 February 2012, 23:52.

  • 5corpio
    started a topic TaxAid

    TaxAid

    TaxAid is a charity that helps people on low incomes with their tax affairs. TaxAid helps people on low incomes to understand the bits of the tax system that apply to them (safely ignoring the confusing 98% that don’t), pay only the right amount of tax and help them resolve crises when things...
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  • CPP in crisis talks over threat of £100m bill for mis-selling fine

    CPP in crisis talks over threat of £100m bill for mis-selling fine

    This is a duplicate of the Blog Entry made on 22nd February 2012 09:15.

    *Latest Update: * Embattled credit card insurer CPP is starting crunch survival talks as the Financial Services Authority regulator...
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