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  • Checking account statuses without waking up DCAs

    Hi All,

    With the help of this site I've been helping out a family member regarding Natwest (cc, loan and overdraft), Egg Card, Capital One card and Barclaycard.

    Its been successful in so far as no stress for family member, affordable payments, no court action so family member...
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  • IF
    started a topic Welcome to Life Student

    Welcome to Life Student

    Hi Life Student and welcome. I am sure you will find the help you need, if we can kindly ask you to check through the following links to get used to the surroundings first:-

    We don't bite, Help will be on its way,...
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  • jj19
    started a topic Old PPI reclaim

    Old PPI reclaim

    Hi all
    Many years ago, well about 8 or 9 I had a halifax credit card that had ppi. I know I cancelled the ppj when the amounts got silly. I closed the card about 7 years ago after a small I heritance.

    Can i still reclaim that ppi and if so how do i go about it?

    Thank...
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  • Advice for a newbie on timing of switching bank accounts and movement into a DMP

    Hi Guys

    A bit of background first I guess.

    I am 42, single and living on my own with mortgage and the usual bills. Dues to various circumstances over the years, house disasters, redundancies, car written off, more house disasters and finally no pay rise in 5 years, I have
    ...
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    Last edited by weejo; 26 January 2014, 15:54. Reason: update following advice below

  • PlanB
    started a topic Three million young adults still live with parents

    Three million young adults still live with parents

    The thing that struck me about this report is that the majority of young adults who are still living with their parents are men. Maybe something to do with not knowing how to work a washing machine [img]http://www.smileys.newbeginningsnetwork.com/piwigo/galleries/HOME_AND_PEOPLE/housework/machinelaver.[/img]...
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  • HOUSING BENEFIT BAN for jobless migrants from April

    Today Government ministers announced that jobless migrants will not be able to claim Housing Benefit from April this year. They also say that migrants will only be able to claim Jobseekers cash for six months.

    Labour says it is "supportive" of the policy inspired by Tory toff...
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  • IF
    started a topic - CLOSED - Two Word Association Game - Part 2

    - CLOSED - Two Word Association Game - Part 2

    New game Idea is to make a two word object or phrase, using the last word typed.

    So if I posted Dinner Time

    The next poster would have to think of a word associated with Time and they could post

    Time Out



    So I'll start off
    ...
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  • GlobalC
    started a topic Debt has finally got unmanageable...help!

    Debt has finally got unmanageable...help!

    Hi Guys,

    Been posting here for sometime and whilst I have received and gathered lots of help my debt has finally gotten to much. I just received a bill from HMRC for income tax where i need to pay £6k by the end of the month. ( I have zero money to pay this ) I owe around £40k to credit...
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  • lookingforward
    started a topic ESA

    ESA

    We've always known our son was special but different and the GP told us before Xmas that he has Aspergers. This has come as a relief to him because he has always known he was different too.

    Anyhow, he's a full time student but for reasons we now know can't get himself a part time job so...
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  • patchouli
    started a topic Term time holiday fines

    Term time holiday fines

    I'm interested in knowing the actual legislation behind the fines.. what I mean is what is their reason for asking for money?

    Is it simply the child wasn't unwell, wasn't at school so therefore you pay up... regardless of any legalities?

    Or is it soley based on missing the...
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  • batchy_21
    started a topic DMP Options

    DMP Options

    Hi All

    Im after a bit of advice. I have just come through a divorce and didnt do well. I have £20000 of un-secured debt and i cannot afford to repay it as well as have a normal life.

    I also now pay maintenance for my two kids. The debt are two loans, credit card, overdraft...
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  • PlanB
    started a topic Am I a Bad Landlord? You decide :)

    Am I a Bad Landlord? You decide :)

    I'm starting this thread because I want you to tell me what makes a Landlord a bad person through the eyes of a Tenant. I know what the law says I should do in each case but it's time you told me what should be expected of a Landlord regardless of their legal obligations.

    It's no secret...
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  • patchouli
    started a topic Personal loan, debts and housing benefit

    Personal loan, debts and housing benefit

    Not sure if this is the correct section but my friends sister is in a pickle and I promised my friend I would see if you lot know the solution.

    ok so.

    She owes various companies £18k... she is challenging the companies with CCA etc.
    She is claiming housing benefit and...
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  • BT Customer Service Nightmare/"Warren's rabbit Run"

    A Home Move Order for landline, broadband and TV was placed with BT on 30th October 2013 by my partner, let me call her Mrs Desyduk living in Newcastle Upon Tyne, on behalf of her severely dyslexic daughter xxxxxxxx xxxxxx now aged 25 and living in London.

    Yes this is the same lovely,...
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  • State pension plans 'unaffordable and irresponsible'

    State pension plans 'unaffordable and irresponsible'

    This is a duplicate of the Blog Entry made on 8th January 2014 09:46.

    Government plans to increase spending on state pensions have been criticised as "unaffordable and irresponsible" in a report by a free market...
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