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  • jon1965
    started a topic Enforceable debts and SAR

    Enforceable debts and SAR

    Ok
    If you have an enforceable debt because they have either supplied a S77-79 compliant agreement or they are post 2007 and you are currently blagging it (or even making token payments)
    Obviously you could do a CPUTR request to see if they have the original but is it worth sending a SAR...
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  • buffy300577
    started a topic Buffy's diary

    Buffy's diary

    Hi guys, firstly I have to say I'm glad I found this forum

    Secondly I could do with some advice on our problem.
    We have been on a DMP with Payplan for 4 years. At the moment paying £145 to it and our debt is around £18000, which means it will take us a looooong time to...
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    Last edited by buffy300577; 2 June 2012, 11:48.

  • Handyman
    started a topic Beercroft & Wonga.

    Beercroft & Wonga.

    I like most others had heard of the Beercroft report. I also saw part of his leaked report last year in which he branded British Workers as Lazy. As a venture Capitalist (which in my book means Asset Stripper) I doubt if he has ever done a real day's hard work in his life.

    Trust me as someone...
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  • Catalogue Debt & ALL money matters

    Latest business, finance and money news | DailyFinance UK

    Many 'struggle with catalogue debt'

    More people are showing signs of struggling with catalogue debts than they are with payday loans, mortgages or rents, a charity has warned.

    The Money Advice Trust's National...
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    Last edited by Flossy; 26 May 2012, 08:54. Reason: Link of all above articles.

  • asm76
    started a topic asm76's UE Diary

    asm76's UE Diary

    Type of account: Credit Card (AMEX)
    Date commenced: 11/07/2003
    Approx balance: £5289.19
    Date last paid: Feb 2012
    Are you on arrangement or not paying: Not paying
    Status: Default dropped off credit file October 2011
    Account owner: Capquest

    07/03/2012...
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    Last edited by asm76; 23 May 2012, 10:55.

  • Morgan Stanley Barclaycard sold to Lowell

    Good morning PI & FV, I was trawling for some information on CPUTR and found you all, what a pleasant surprise!

    I may ask a question soon on CPUTR as I have a 2004 Morgan Stanley Barclaycard just sold to Lowell. Lowell are threatening a statutory demand. I have a seriously bodged...
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  • Claiming back payments on UE debt

    Hey, couldnt decide whether this question was best suited to here, or Unenforceable forum..

    Thread moved to UE forum.

    As some of you may be aware, I am aiming to reclaim Barclaycard charges for my cousin.. We are waiting for SAR to be fulfilled currently. In the mean time though,...
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    Last edited by Flowerpower; 22 May 2012, 09:34. Reason: Adding note

  • FallenSkies
    started a topic Bailiffs coming tomorrow

    Bailiffs coming tomorrow

    A bailiff came to my house on friday (18th) while I was out and posted a letter saying he will be back tomorrow (monday) at 6am with a locksmith. I have paid the court fine in full today and don't now what else to do. Please can anybody help me?
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  • sweep
    started a topic Sweep's UE diary ( Barclayloan)

    Sweep's UE diary ( Barclayloan)

    Barclayloan

    Loan type: Loan
    Date: 14 December 2007
    Approx balance £21,200
    Last full payment November 2009
    Not paying / In default
    Account Mackenzie hall


    Background

    I took the loan out in December 2007 started struggling...
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    Last edited by sweep; 31 August 2012, 19:16.

  • daisy
    started a topic Citibank

    Citibank

    I am receiving weekly demands from Cabot and they have very recently checked my credit file four times, twice in one day!
    It is in regard to an old account that originated with a People's Credit Card, that was taken over by Citibank, I believe that this account was sold to a DCA during 2002, but...
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    Last edited by Never-In-Doubt; 12 May 2012, 22:29. Reason: removal of cag shitty-links

  • SXGuy
    started a topic M & S - 2 Default Notices

    M & S - 2 Default Notices

    Hi Guys, Not sure if this is any help to my mother, but she received 2 default notices from M & S, both about 2 months apart, both giving 21 days to rectify the arrears.

    From what i can see, the amounts on both are correct if you consider the missed min payments between the period...
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    Last edited by SXGuy; 9 May 2012, 09:14.

  • twins2
    started a topic twins 2 financial statement

    twins 2 financial statement

    1,lloyds tsb credit card started 27/07/2001 balance £13,500 defaulted 2011,on payment plan of £125 per month.
    2,mint credit card, started 28/01/2004 balance £6,000 on payment plan of £50 per month.
    3,capitol one credit card, started 01/05/2000 balance £1,800 defaulted 2011,on payment...
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    Last edited by twins2; 24 April 2012, 10:36. Reason: forgot to mention they are all credit cards.

  • Should I send another fee for CCA request?

    Hello
    Several months ago I sent off a cca request to a bank. It has gone round the departments, and now they claim no one pound fee was paid. I have a filled out copy of the PO concerned and know it was sent.
    Should I send another one?
    Advice welcome!
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  • Shadow2981
    started a topic Last payment date

    Last payment date

    Hi, just a quick question - I have a default that was applied in 2009. It has just passed the 3 year mark.

    However, following a [verbal - over the phone] complaint - a refund of interest was applied to the account in October 2011.

    This was the bank though, who adjusted the...
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    Last edited by Shadow2981; 18 April 2012, 16:32.

  • ScabHunter
    started a topic ScabHunter v Crapbot Farcical

    ScabHunter v Crapbot Farcical

    So, here we are with my own story. I should warn you at the start that unless your idea of fun is watching black paint dry in a coal cellar at midnight you may want to leave now. Witty and entertaining this will not be. This case has been dragging on so long now I need FOUR initial posts to outline...
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