I complained to Office of Fair Trading regarding Barclaycards terms and conditions.
In particular section 16.3 where they state that "we may use money in your other Barclays accounts to pay us."
Now this is contained in a document that is standard to ALL Barclaycard account...
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Enforcer started a topic Unfair Terms in Consumer Contract Regulations 1999 (the Regulations) Barclaycard (the Company)in Credit CardsUnfair Terms in Consumer Contract Regulations 1999 (the Regulations) Barclaycard (the Company)
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Barclaycard & Right of Set Off
I feel that the general public need to be made aware of how Barclaycard, by referring to the Financial Ombudsman Service, are in some instances, deliberately abusing the law of the land. Avoiding the Court System and taking money that they have no legal right to.
It does not matter who...Last edited by Enforcer; 23 February 2013, 10:53. Reason: mistake, put in S78(1) instead of S87(1) pointed out by Vint 1954 -
Lendingstream, con men or what?
Hi, A warning to all about LendingStream, On December last I approached LS about a pay-day loan. They said no,fair enough, so I went elsewhere and was successful. (I got the loan and paid it back with interest on next pay-day, fair enough.)
LendingStream then e-mailed me, said I could have the... -
BASIC Business Bank account?
Hi, had a basic bank account for 4 years - and the bank has been excellent
BUT they don't offer a business account for anyone with defaults, can anyone recommend a bank that offers this service
I don't was credit card/OD/Loan, just a simple bank account I can receive 1 cheque... -
PayPal customers hit by technical glitch that sees payments taken up to FOUR times
PayPal customers hit by technical glitch that sees payments taken up to FOUR times
This is a duplicate of the Blog Entry made on 2nd February 2013 13:15.
PayPal users have been affected by a technical glitch with some customers having payments taken four times from their... -
Winter warning - check your payments!
Hi All
Just a word of warning as we are halfway through the winter season.........
I check my electricity balance and payments online towards the end of each month and there is a good reason for that which has just been proven correct.
Scottish Power decided to... -
First reply from DCA
Hi all. This is my very first thread on this forum so hey,I'm a virgin,be gentle with me!
I received a demand (and mobile fone calls aplenty)from a DCA acting on behalf of a bank. This alleged debt originates from the late 1990's. Having researched and acted through various websites I was recommended... -
Bank account fees 'are next PPI scandal'
Bank account fees 'are next PPI scandal'
This is a duplicate of the Blog Entry made on 15th January 2013 08:16.
Millions of bank customers could be entitled to thousands of pounds each in compensation for allegedly being mis-sold fee-charging current...
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Outrage as loan firm raids bank accounts
Outrage as loan firm raids bank accounts
This is a duplicate of the Blog Entry made on 23rd December 2012 11:04.
*Source: This is Money: G. H. writes*: My young granddaughter Emma was cold-called by Star Loans and offered a loan. She was interested and Star...
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Change of insolvency law to help more bankrupts open bank accounts
Bank rules eased for bankrupts - allaboutFORUMS
http://news-insolvency.bis.gov.uk/Pr...nts-6848b.aspx
...Last edited by IF; 8 December 2012, 10:29. -
Bank rules eased for bankrupts
Bank rules eased for bankrupts
This is a duplicate of the Blog Entry made on 7th December 2012 18:34.
Reforms to make it easier for banks to offer basic accounts to undischarged bankrupts are set be introduced. Only Barclays still offers accounts,...
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Sara2 UE Diary
Hi all,
I am looking for advice, I have so much debts I don’t know what to do. I have been paying them for years but I could not manage more than the minimum so I could never pay them off. Some of them very old, last month I have sent for SAR to see if there are charges I can claim,... -
New code of conduct for payday lenders
This is a new code of conduct that SHOULD work along side the OFT code on debt collection that has just been updated and the various codes of conduct that are published by the various associations.
I have read it and to be honest can't see anything new in there
Lets... -
Debt / Credit Rating & Starting a Business?
Weird one this but no harm in asking....
I have a poor rating etc, trying to sort some PDL hell out as covered elsewhere, only 1 default on my credit score but not much else either.
For few years i been keen to start my own small business, never done it as no finances... -
Budgeting advice?
Ok its embarrassing to admit but at nearly 40yo i cant budget, tried several times, always fail. Sadly i usually fail by being hooked on spending
i make a plan, get paid and then pop to the shops............................................. and come back with £300 worth of something i hadn't...
Last edited by winjas; 19 November 2012, 15:26.
