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  • Admax
    started a topic Help with response to DCA please!

    Help with response to DCA please!

    Hi all

    I have just received the attached letter from Moorcroft.



    I would like to respond and looking for help with how I should respond. I'll try and summarise the circumstances:

    In April 2012 I was aware that I was going to lose my job in...
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  • Still Waving
    started a topic Which Way to Go?

    Which Way to Go?

    Hi


    I have debts totalling approx 49K, comprising 6 credit cards and a Bank account with a large debit balance. I have been making regular repayments until recently via a DMP with Payplan. I have now retired on a modest pension, so that my income has fallen by an amount approximately...
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    Last edited by Still Waving; 4 January 2014, 14:42. Reason: Amended description of Bank account

  • jon1965
    started a topic Wescot Address verification

    Wescot Address verification

    Just had a letter from Wescot asking if i am Mrs Michelle Lawrence and to contact them. They do have a couple of my accounts , so is this an attempted con . I have been here since 2003 and the surname does ring a bell but I am not sure.
    I think I am going to file under B
    would you a...
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  • OFT Notified 25 July 2012

    We have now notified the OFT as appropriate....
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  • jerry
    started a topic Buchanan Clark & Wells - Final Notice Letter

    Buchanan Clark & Wells - Final Notice Letter

    Hello everyone,

    My partner has rec'd three letters in the last couple of months. The most recent is headed 'final notice' and warns her that 'legal proceedings' will be recommended. The letters are addressed with her and her husband's name on the top.

    The letter states pursuers...
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    Last edited by jerry; 20 July 2012, 18:06.

  • SaltnVinegar
    started a topic The SaltnVinegar UE Diary

    The SaltnVinegar UE Diary

    American Express:
    • Type of account - Credit Card

    • Date commenced - Not sure approx Sept 2007

    • Approx balance - Approx £2900

    • Date last full payment - March/April 2010?

    • Are you on arrangement or not paying - Arrangement
    ...
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    Last edited by SaltnVinegar; 26 March 2015, 12:57. Reason: Update

  • hi i need some urgent help and advice pls due to be evicted

    Hi guys im in a very bad situation i borrowed £105k off harpmanor limited (blemain finance,lancashire mortgages) back in 2007 originally for 6 months it was a briging loan but due to a death in my family and me being ill etc i was unable to pay this back within the 6 months term!

    Anyhow...
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  • Never-In-Doubt
    started a topic Help!

    Help!

    Morning all,

    I know a lot of you have spare time on your hands and wonder if you can help me out with a little project?

    Basically someone very dear to me has been shit on by Mortimer Clarke Legal (MCL) and as a result I am looking for links from the webby for any similar cases...
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  • trodat
    started a topic Trodat's Diary

    Trodat's Diary

    Well, I joined the site today to find help with doing a Final Settlement letter, I am now sending off a request for 3 x CCA from 1st Credit (Barclaycard), Halifax and Capquest (Marbles).

    I just want to say thanks for the help so far

    Slightly worried (don't know why)...
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  • cymruambyth
    started a topic Thank you AAD

    Thank you AAD

    Just a quick message to thank all the strangers that have become my secret friends and supporters.
    Most of us will never meet ( there are a few exceptions ) but we all muck in with suggestions, advice and humour.
    Most of us find ADD due to financial problems and gain tremendous help...
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  • Complex Correspondence Team?

    Hello team, anyone know anything about this?.. its where I've been told to send my CCA request to for an RBS card.

    1. Its hardly "complex" to provide me with my agreement

    2. I'm not going to anyway. Its up to the agency that are chasing me to supply the agreement...
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  • davidm
    started a topic myself v lloyds

    myself v lloyds

    the story to date is that before the credit crunch i was paying my monthly payment,in the middle of last year i was struggling to pay ,wrote to them filled an I&E form they gave me a reduced payment plan of £40 pm which i paid which only lasted 6months ,so wrote again asking for another payment...
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  • Santander UE dilemma

    I have been following the UE route with 3 cards since Niddy was posting on MSE. I decided to investigate the possibility with my Santander Credit Card and sent off a CCA request. Santander wrote back saying they had no trace of the quoted account number. I checked the account number I quoted which was...
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  • yours-debtfull's diary of debt & despair

    Hi folks,

    despite the thread title, I actually feel quite positive about my situation. I've read enough to get tackling my cc debt straight away so have begun but I will read up some more in preparation for the next step. I'll post my progress here as required.

    Thanks for...
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    Last edited by Never-In-Doubt; 15 June 2016, 14:45. Reason: Updated 2016

  • Defaults Registered 4 & 5 years following account deliquency

    Hi all,

    Hope you are all well.

    Having a bit of an issue with a certain finance company.
    I wont bore you with a long story, instead i'll get straight to the heart of the issue.

    I had two accounts with a certain finance company.
    I have not made any...
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